Get Ready to Buy a Home With a Lender You Can Trust

Choosing the right team to guide you through the home buying process is just as important as finding the right home. We take joy in providing our clients with an exceptional, informative and seamless journey to purchase their dream home.

Purchase
Refinance
Years In Business
+
Five-Star Reviews
States Licensed In

Relationship First, Transaction Second

At our family-owned business, relationships always come first. Built on referrals, we prioritize trust by maintaining a team of mortgage advisors you can rely on. Schedule your free one-on-one consultation today, and let’s begin crafting your personalized approach to homeownership together. With our lifetime commitment to real estate advising, the best time to start was yesterday, but the second-best time is now!

Get Started

Loan programs to help you buy now

Trending Programs

Buy Before
You Sell

Worried about contingencies holding purchase back? Our partnership with Homelight allows homeowners to buy a home before selling their current home.

Find Out More

Secure Down Payment Assistance

With assistance options in the form of loans and grants including as low as 0% down payment, you can purchase a home without draining your savings account!

View Available Programs

Unlock the Benefits of a VA Home Loan!

Earn the benefits of a VA loan—a powerful tool to help you achieve homeownership with incredible benefits, including no down payment and flexible terms.

Learn More
More Loan Programs
2025 Loan Limits

Are You a First-Time
Homebuyer?

As a first-time homebuyer, you might have questions about financing and understanding the process. With our personalized guide complete with resources, we’re here to help you every step of the way.

First-Time Homebuyer Guide

How It Works

We don’t believe in surprises. Rest easy knowing what to expect from the very beginning.

Step 1: Game Plan

Meet with your advisor, set goals, assess credit, define your budget, and review expectations for the rest of your home process

Step 2: Apply Online

RWM Home Loans’ Fluid App makes getting started easy. Quickly provide your information and upload documents seamlessly.

Step 3: Prep Work

We will review your information, request third party verifications, and prepare to submit everything for a Certified Pre-Approval.

Step 4: Offer Accepted

Congratulations, your offer has been accepted! You can rest easy while our team prepares to submit for final approval

Step 5: Bring In The Closer

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Step 6: That’s A Wrap

Welcome home! You are ready to get your keys and unpack. Thank you for trusting RWM Home Loans with your loan.

Get Started

Apply, Upload, and Close – All with the Fluid App

Stay secure, stay connected, and let RWM guide you home with the convenience of the Fluid App. Designed for today’s lifestyle, it lets you manage your entire home loan process from your phone—anytime, anywhere.

SECURE DOCUMENT SCANNER
FAST & EASY PROCESS
REAL TIME LOAN UPDATES

Learn all things mortgage and more

Mortgage Blog

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Upcoming Events

Join us for events that elevate your homebuying experience and connect you with our community.

Ribbon Cutting & Open House

October 23 @ 3:30PM EST
Hosted in Lynchburg, VA
Come join us for a day of celebration at our Ribbon Cutting & Open House event! Witness the official re grand-opening as we cut the ribbon and explore our new space during the open house.

RSVP

Follow Us For Mortgage Programs, Homebuying Tips, & More

@rwmhomeloans

Constant communication of needs and issues. Drafting of key documents in timely way. Friendly interactions and commitment to service.
Noah B.
Good communication, great staff and high level of professionalism.
James G.Company Name
The team was tremendously attentive to our every need and only had our goals and best interests in mind. Would work with them again anytime.
Brian S.Company Name
Everyone on the team was really professional, helpful and dedicated to make the whole process as smooth as possible. Whenever we had a question or concern, we always received a prompt reply.
Andriry K.Company Name
Extremely responsive, website was brilliant, clear list of what we needed and stayed on us until it was complete, knew who to send us to for tax transfer from our previous house. We will definitely refer our friends and family to RWM.
Kirk C.Company Name
The communication on the process and the ability to sign documents electronically was a life saver. The availability and speed of answers were great.
Angelina B.Company Name
You helped me understand all my options, which made me feel more confident in the decision I had to make. You were on top of everything that had to be done and kept things moving in an efficient way.
Julie M.Company Name
The team was easy to work with and willing to answer all of my questions. They even worked with a notary in North Carolina so I didn’t miss my vacation.
Melody T.Company Name
Everything was fully explained from the beginning, and I felt like we worked as a team when we went step by step in our journey of getting financed for our first home.
Ana E.Company Name
Buying a house can be overwhelming but when you have someone you trust it makes it so much easier. We felt assured that we were in good hands and that we would get to the finish line during the escrow process.
Cassandra C.Company Name

5.0

605 Reviews

4.95

15,266 Reviews

4.9

194 Reviews

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