Learn all things mortgage and more.
Why Did My Mortgage Payment Go Up and What Do I Do?
Between renting and owning a home, homeownership offers incredible long-term financial benefits that renting does…
November 2024: Financial Strategies for All Stages
Why People Overspend and How to Stop With many Americans finding it challenging to live…
How a VA Loan Helps Active-Duty Military and Veterans
As a result of serving our country and risking their lives, veterans and active-duty military…
October 2024: Smart Ways to Save and Invest
Rent Prices Outrun Mortgage Payments Across the Nation The debate between renting and owning remains…
How Much Can You Save? The Cost of Refinancing a Mortgage
Did you know that buying a new home, while an amazing achievement, is usually not…
September 2024: Your Next Steps in a Hotter Market
Complete Guide to Refinancing Your Mortgage as Activity Picks Up With mortgage rates expected to…
Home Décor On A Budget: Creative Home Decorating Tips
Ever feel like your dream home is just a few paychecks away? What if I…
How to Buy an Investment Property and Become a Landlord
It’s safe to assume that a good portion of us have had a landlord before,…
August 2024: Recent Changes in the Market
Mortgage Application Payments Decreased 2.4 Percent to $2,167 in June There’s a lot changing in…
July 2024: What to Do While You’re Waiting to Buy
Temperatures Rise While Home Prices Cool We may be breaking the hottest temperature records across…
Feel Like a Homeowner While You Wait to Buy a Home
Are you a renter anxiously waiting to become a homeowner? We understand the current market…
June 2024: Buyers Are Thinking Outside the Box
Demand for Adjustable-Rate Mortgages Hits Highest Level of the Year As mortgage rates rise, many…
Make Smart Financial Moves | May Market Update
Why Some Homebuyers Aren’t Waiting for Lower Rates Thinking about buying a home? It’s a…
Secure Your Retirement: How Does a Reverse Mortgage Work?
Featuring Guest Author: Shanne Sleder, Loan Officer Picture this: you’ve worked hard, invested in your…
April 2024: Affordability Challenges Addressed
Does It Make Sense to Buy a Home Right Now? Considering buying a home? The…
Should You Consolidate Debt Into a Mortgage?
The conversation of debt can be a daunting and stressful experience. What’s important to know…
8 Things You Should Know Before Buying a Home
Becoming a homeowner is a milestone that brings a sense of pride and accomplishment, but…
A Homebuyer’s Guide to Buying a Condo
When it comes to finding the perfect home, there are plenty of options to consider….
Increase Your Home Value by Improving Its Curb Appeal
Owning a home is an exciting milestone to reach and many homeowners wonder, what’s next?…
Down Payment Assistance Programs: What You Need to Know
Affordability poses a significant challenge for individuals considering buying a home. When factoring in the…
How Much Can I Afford to Buy a Home?
While the journey to homeownership is an exciting and significant milestone in one’s life, that…
Why Working With a Local Lender Benefits Homebuyers
When it comes to buying a house and obtaining a mortgage, individuals often face the…
How to Get a Mortgage When You’re Self-Employed
When making a significant purchase like buying a car, renting an apartment, or obtaining a…
Our Best Home Office Ideas When Working From Home
Are you tired of the traditional office environment? Looking for a change? Welcome to the…
Successful Tips on Selling Your Home
Featuring Guest Authors: Juan Sanchez, Loan Officer & Janessa Carrillo, Real Estate Agent Selling Your…
Buying a House With Someone You Are Not Married To
Are you currently in a relationship? If so, you must realize that it can be…
Should You Buy a House with a Friend? Pros and Cons
Friends are great companions, especially your best friends, boyfriend, or girlfriend. They stand by your…
How to Get Involved in a New Community After Moving
Congratulations on your new home! This must be an exciting and thrilling time for you…
What to Offer on a House: Below, At List, or Above?
Have you found “the one” in a home yet? As you prepare to move forward…
How to Get a Low Interest Rate on a Mortgage
As the housing market appears dim due to rising rates and decreased affordability, being able…
6 Stress Relievers When Buying a House
Experiencing firsts are some of life’s most memorable milestones. Do you remember buying your first…
9 Home Cooling Solutions for the Summer
Ways to Cool Your Home During the Summer As the summers get hotter year after…
Which Type of Residential Real Estate Should You Buy?
Featuring Guest Author: Ally Gelhaar, Loan Officer Residential Real Estate Buying a home is one…
Open House Guide for Buyers and Sellers
Featuring Guest Authors: Juan Sanchez, Loan Officer and Alicia Sanchez, Realtor Attending an Open House…
What Does an Appraiser Look For in a Home?
Home Appraisals Whether you are in the process of selling your home or journeying through…
What Are Jumbo Loans and How Do They Work?
Featuring Guest Author: Crystal Schulz, Loan Officer What Are Jumbo Loans? When looking around for…
What It Means to Be Pre-qualified vs. Pre-approved
Featuring Guest Author: Rick Geary, Loan Officer What is a Mortgage Pre-Approval? If you’re starting…
Refresh Your Living Space With Home Renovations
Home Renovations How long have you lived in your home? Let’s say it’s been a…
Protecting Your Home During Winter Season
Which season do you prefer most? For me, the fall season is just right. When…
3 Ways to Find the Perfect Housewarming Gift
Gifts Made for the Home Whether it’s the holidays, someone’s birthday, housewarming, a celebration, or…
What Are the Benefits of a VA Home Loan?
Featuring Guest Author: John Martin, Loan Officer What Are VA Loans? Across the nation, brave…
What Is an Open House and How Does It Work?
What Is an Open House and How Do They Work? Everyone has heard of an…
How to Buy a House as a Self-Employed Truck Driver
Featuring Guest Author: Carl Millberg, Loan Officer How to Buy a House as a Truck…
How to Save for a Down Payment on a House
Down Payment for a Mortgage Saving money is one of the hardest things to do…
Is Real Estate a Good Investment for Homeowners?
Featuring Guest Author: Rick Geary, Loan Officer How to Invest in Real Estate Are you…
How to Prepare for a Home Inspection
Everything You Need to Know About a Home Inspection Whether you are selling your home…
How to Use Gift Money for a Down Payment
Featuring Guest Author: Ron Gomez, Loan Officer Using Gift Money for a Down Payment Are…
What is Homeowners Association aka HOA?
What is Homeowners Association? When it comes to real estate, you may have heard of…
Here Are 6 Signs That You May Be Ready to Buy a Home
Are You Ready to Buy a Home? Have you ever felt pressured into buying a…
What to Know About Millennials and Homebuying
Featuring Guest Author: Dustin Ngo, Loan Officer Millennials and Home Buying As the most studied…
Buying a House Out of State? Follow 8 Tips to Prepare
Have you ever thought about living somewhere else? No, we’re not talking about another city,…
Why You Should Consider a Cosigner on a Mortgage
Featuring Guest Author: Kristen Livingston, Loan Officer Cosigning a Mortgage At some point in your…
Cash-Out Refinance Benefits for Homeowners
Featuring Guest Author: Kent Hendrix, Loan Officer What is a Cash-Out Refinance? Picture this, a…
Applying for a Mortgage: How to Get Started
How to Get Started When Applying for a Mortgage If you’re reading this, you’ve probably…
Rent vs Buy: Know the Differences to Help You Decide
Renting vs. Buying a Home If you’re currently renting, your lease is prepared to expire…
A Beginner’s Checklist for Moving Into a New House
Moving to a New Home The idea of moving into a new home can be…
The Fluid App: Streamlining the Mortgage Process
The Transformation of the Mortgage Process Obtaining a mortgage is a process that requires accuracy,…
Understanding What Determines Mortgage Interest Rates
How Are Mortgage Rates Determined? Are you currently renting? If so, you’ve probably heard homeowners…
Sustainable Living Practices for Your Home
What Does Sustainable Living Mean? Do you think of your home as your sanctuary or…
When Is the First Mortgage Payment Due After Closing
When Is My First Mortgage Payment Due? As a new homeowner, you’re likely over the…
How to Protect Your Home From Wildfires
Keeping Your Home Safe During The Summer Season The summer season signals a dreadful heatwave…
5 Spring Cleaning Tips for Homeowners
Tips For House Cleaning Depending on how much time has passed since you became a…
Buying a House With Bankruptcy, Is It Possible?
Buying a Home When You’ve Declared Bankruptcy in the Past Few financial decisions carry as…
How to Write an Offer Letter: Do’s and Don’ts
The Stigma of Offer Letters: Then and Now An offer letter for a home is…
What Are Closing Costs on a Mortgage and How Do They Work?
What Are Closing Costs? When you purchase a home there are fees associated with the…
What Is APR and How Does It Work?
What is APR aka Annual Percentage Rate? APR is a term that you’ve probably come…
When Is the Best Time of Year to Buy a House?
When is the Best Time to Buy a Home? One of the most important milestones…
How RWM Lives Mindfully in the Mortgage Industry
Living Mindfully Towards a Work-Life Balance The world is colossal, lively, and nowhere near slowing…
7 Qualities of a Good Real Estate Agent
Finding a Good Real Estate Agent For most people, buying a home is a lengthy…
How to Prevent Wire Transfer Fraud on Your Mortgage
The Risks of Mortgage Fraud As technology advances, more and more transactions such as down…
How to Pay Off Your Mortgage Before Retirement
Paying Off Your Mortgage Before Retirement First, you have to determine if it is more…
Can Biweekly Payments Pay Off Your Mortgage Faster?
Biweekly Payments Vs. Monthly Payments When searching for a home loan, there are several options…
A Guide on How to Become Pre-Approved for a Mortgage
The Importance of a Mortgage Pre-Approval In today’s real estate market, it is crucial to…
28 Mortgage Mistakes First Time Homebuyers Make
Common Mortgage Mistakes for First-Time Homebuyers The decision to buy a home can be exciting and thrilling….
How to Choose a Mortgage Lender That Will Guide You Home
Finding a Great Mortgage Lender Purchasing a home is a process that must be done…
3 Things to Consider When Buying a Family Home
Finding the Right Home For Your Family One of the first steps of the home…
A Beginner’s Guide on Credit Repair to Buy a Home
How to Repair a Credit Score Whether you’re in the process of buying a car,…
How to Avoid Mortgage Insurance in 6 Ways
Buying a home with less of a down payment may be an attractive option, especially for…
What are Escrow Accounts in a Mortgage?
What Are Escrow Accounts? When it comes to obtaining a mortgage, you may have heard…