USDA Loan Program
USDA Loan Details
The USDA loan program is designed to provide low-to-moderate income families the opportunity to purchase a home in rural and suburban communities.
Eligibility
- Property must be defined by USDA as rural
- Credit scores as low as 640 may qualify
- Must occupy home as primary residence
- Must utilize USDA approved lender, such as RWM.
- Must fall within income limits, which vary by county*
Highlights
- As low as 0% down payment
- Competitive interest rates
- Flexible credit guidelines
- 30-year and 15-year fixed rate loans available
- Lowest funding fee of all government-backed loans
*To learn more about the your county’s income limits, please visit: United States Department of Agriculture
Jahaziel Vargas is originally from Mexico, having moved to Arizona in 1996. Since then, he has made the state his home and planted roots in the Yuma area. Beginning his career in banking in 2001, Jahaziel transitioned to mortgage 5 years later and now has over 13 years of industry experience. During his time focusing on open home equity loans, Jahaziel discovered a passion for helping guide clients into homeownership with a specialty in discovering ways they could save financially.
Jahaziel and his wife are a close-knit family of 7 including their 4 children, 2 boys and 2 girls, and their Great Dane. When he’s not originating, Jahaziel enjoys spending time with his children and taking them out to the movies.
Jahaziel Vargas
NMLS ID #: 694331
c 928.345.7000
o 928.315.6755
e JahazielV@rwmloans.com
a 1964 E. Cesar Chavez Blvd., Ste. 3
a San Luis, AZ 85349
I am authorized to do business in the states of Arizona and California. AZ Lic# 0926350; AZ Branch Lic# 1008340; RWM Home Loans AZ Lic.# 0947596; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act