Charman Stevens McGraw

Loan Officer

NMLS# 278080 I DRE# 01510339

619.787.4008

[email protected]

11234 El Camino Real, San Diego, CA 92130

Serving CA

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Hi, I’m Charman

Whether you are buying a home or refinancing your current mortgage, you deserve a smooth transaction. I am experienced with all types of residential loans. I work with first time home buyers, investors, Veterans, clients needing jumbo loans, as well as looking at the benefits of a refinance for my clients. When applying for a loan, you need a Loan Officer you can rely on. It is important to work with an individual who has your best interests in mind. I am dedicated to helping you achieve your goals. I will make sure you understand all your options and help you pick the best loan to meet your needs. A mortgage is one of the most important financial decisions you will make. I will guide you through this process, every step of the way.

Purchase
A Home

Ready to purchase a new house? Whether you’re a first-time homebuyer, experienced homeowner, or real estate investor, we’ve got you covered.

START YOUR PURCHASE

Refinance
Your Home

Interested in changing your rate and term or using your equity to pull cash out? We have a variety of refinancing options to fit your needs.

APPLY TO REFINANCE

Down Payment
Assistance

Looking for down payment assistance? Find out what available programs you may qualify for using our free, easy-to-use search tool.

FIND ASSISTANCE

How It Works

We don’t believe in surprises. Rest easy knowing what to expect from the very beginning.

Step 1: Game Plan

Meet with your advisor, set goals, assess credit, define your budget, and review expectations for the rest of your home process

Step 2: Apply Online

RWM Home Loans’ Fluid App makes getting started easy. Quickly provide your information and upload documents seamlessly.

Step 3: Prep Work

We will review your information, request third party verifications, and prepare to submit everything for a Certified Pre-Approval.

Step 4: Offer Accepted

Congratulations, your offer has been accepted! You can rest easy while our team prepares to submit for final approval

Step 5: Bring In The Closer

Time to close! You will coordinate the appointment with the notary so you can sign your final loan documents.

Step 6: That’s A Wrap

Welcome home! You are ready to get your keys and unpack. Thank you for trusting RWM Home Loans with your loan.

Get Started

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