
Kristen Livingston
Loan Officer
NMLS# 1036089 | DRE# 01919085


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Mortgage Blog
May 2025: Financial stability in a few strategies
Homebuyers Consider Alternative Loan Options Amidst Tariffs Rising mortgage rates have more buyers eyeing adjustable-rate…
Invest in Home Automation with Smart Home Devices
Are you looking for ways to modernize your home while being energy efficient? Welcome to…
What Happens When You Make One Extra Mortgage Payment a Year?
Buying a home is a huge milestone. You are done with rent, you have your…
Home Maintenance: How to Get Rid of Flies and Other Bugs
Spring is in the air… and so are the bugs. As the weather warms up…
April 2025: The Impact of a Recession on the Market
Addressing the Impact of Tariffs on the Market Recent tariff decisions have introduced volatility into…
How Much Is Mortgage Insurance? Calculating PMI
Buying a home is exciting but let’s be honest, keeping your monthly costs as low…
Meet My Team
We make it happen by combining our expertise, dedication, and personalized approach to ensure your dream home becomes a reality.

Shelly Wolfe
Loan Officer Assistant
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I am authorized to do business in the states of Arizona, California, Florida, Illinois, Indiana, Montana, Nevada, Oregon, Tennessee, Texas, South Carolina, Washington, and Wisconsin. AZ Mortgage Banker Lic# 0949690; AZ Branch Lic. #0947596; RWM Home Loans AZ Lic. #0947596; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act