Kim England & Kim Manley

Mortgage Lending Team

NMLS# 233892 | 2241577

951.264.8386 (Kim E) | 909.731.1786 (Kim M)
[email protected] | [email protected]
31630 Railroad Canyon Rd Suite 6, Canyon Lake, CA 92587

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Kim England

I am a seasoned professional with over four decades of business expertise, proudly hailing from Southern California. Growing up as a ‘Real Estate Kid,’ my roots in the industry run deep, enabling me to be well-versed in every step of the homebuying journey. After six fulfilling years as a high school teacher, I seamlessly transitioned into the mortgage business in 2001, where I developed my lending skillset and found a passion for the financing aspect of real estate. My strength lies in a wealth of experience, having owned and operated my own broker shop for 16 years before making a strategic move to the mortgage banking side.

I aim to embody resilience, adaptability, and a commitment to excellence in every relationship with my clients, making me an invaluable asset to my community while ensuring I go above and beyond to meet their homebuying needs. Beyond my professional life, I find joy as a happily married spouse and a devoted parent to two wonderful children. My love for the ocean is more than just a pastime; as a licensed boat captain, I navigate the waters with ease! I’m also a proud alumna of Long Beach State University, where I ran the university’s water ski team.

Kim Manley

I’m a University of California Santa Barbara graduate with a background rooted in the strong work ethic instilled during my upbringing on my family’s dairy in Menifee, CA. This early lesson in dedication has remained a driving force in my career, motivating me to work towards ensuring your financial success for years to come. With a decade of experience in the mortgage industry, I’ve had the privilege of learning from incredible mentors who have guided me to where I am today. Helping individuals navigate one of the most significant purchases of their lives brings me immense satisfaction.

Continuously expanding my knowledge base is a commitment I uphold in this dynamic industry and allows me to better serve my community’s homeownership dreams. My work ethic is second to none, and I firmly believe that where there’s a will, there’s a way to secure the home loan you need. Outside of work, I enjoy spending quality time with my husband, two cats, and Great Pyrenees dog. We share a love for camping and savoring good beer, rounding out a fulfilling life both personally and professionally.

Serving: AL, AR, AZ, CA, CO, FL, GA, ID, IL, IN, MI, MT, NC, NM, NV, OH, OK, OR, SC, TN, TX, UT & WA

Resources & Guides

Get Pre-Approved

Ready to buy a home? Getting pre-approved helps you understand how much home you can afford and gives you buying power by showing sellers you’re serious.

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Refinance

Ready to make your mortgage work for you? Refinancing could help you save money, shorten your term, or tap into your home’s equity when you need it most.

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Loan Programs

Explore a variety of home loan programs designed to fit your goals, whether you’re purchasing, refinancing, or investing in your future, with options tailored to your needs.

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Mortgage Calculator

Discover how much home you can afford and plan your budget with confidence using our easy-to-use mortgage calculator designed to help you explore your options.

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How It Works

Step 1: Book a Free Consultation
Step 2: Submit Your Loan Application
Step 3: Get Pre-Approved
Step 4: Find a Home & Make Offer
Step 5: Loan Closing
Step 6: Congratulations, Get Your Keys!

Meet My Team

We make it happen by combining our expertise, dedication, and personalized approach to ensure your dream home becomes a reality.

Michelle Reynolds

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Mortgage Blog

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I am authorized to do business in the states of Alabama, Arkansas, Arizona, California, Colorado, Florida, Idaho, Illinois, Montana, North Carolina, Ohio, Oklahoma, Oregon, South Carolina, Tennesee, Texas, Utah, and Washington. AZ Mortgage Banker Lic# 1020580; AZ Branch Lic. #0947596; RWM Home Loans AZ Lic. #0947596; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act 

Licensed by Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601

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