Scott Morse
Loan Officer
NMLS ID# 274153 | DRE# 01135744
How It Works
We don’t believe in surprises. Rest easy knowing what to expect from the very beginning.
Understanding Reverse Mortgages
A reverse mortgage can help homeowners aged 62 and older access the equity in their home without monthly mortgage payments. Learn how this unique loan option works and whether it’s the right fit for your retirement goals.
Learn all things mortgage and more
Mortgage Blog
September 2025: Boost Your Home’s Value & Stay Ahead of the Market
Is It Time to Refinance? Mortgage rates have recently improved, with the average 30-year fixed-rate…
Homeowner Stress is Real: Here’s How to Avoid It
Becoming a homeowner is one of life’s biggest milestones. You’ve made it through house hunting,…
August 2025: What Homebuyers Should Know This Month
Important Tips for First-Time Homebuyers Buying your first home is a major milestone, and with…
July 2025: What’s New This Month? Rates, Real Estate, and Raising Smart Spenders
5 Easy Tips for Raising Financially Savvy Kids 5 Easy Tips for Raising Financially Savvy…
How to Write a Home Offer Letter That Stands Out : Do’s and Don’ts
The Stigma of Offer Letters: Then and Now It’s totally natural to want to share…
Investing in Solar Panels: Why it is a Win for You and the Planet
Thinking about installing solar panels? For homeowners, investing in solar energy is more than just…
Meet My Team
We make it happen by combining our expertise, dedication, and personalized approach to ensure your dream home becomes a reality.
Sarah Ramey
Processing
Jodi Ferrell
Loan Officer Assistant
Kelson Penn
Production Partner
Track Your Home’s Value with Homebot
Want to know what your home is really worth? With Homebot, you’ll get a personalized report based on your ZIP code, plus monthly updates on your home’s value equity, and opportunities to grow your wealth through real estate.
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I am authorized to do business in the states of Arizona, California, Colorado, Florida, Idaho, Indiana, Ohio, South Carolina, Tennessee, Texas, and Washington. AZ Mortgage Banker Lic# 0949934; AZ Branch Lic. #0947596; RWM Home Loans AZ Lic. #0947596; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act