Ashlynn Kelso

Branch Manager

NMLS# 1074888

737.444.1002
[email protected]
700 S Austin Ave Suite 202, Georgetown, TX 78626

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Hi, I’m Ashlynn

Ashlynn is a top-producing mortgage advisor known for her expertise, personal touch, and deep community connections. She takes pride in finding the best-fit solutions for her clients—whether they’re first-time buyers, real estate investors, or those with unconventional income streams. With a strong understanding of financial strategies and creative loan options, she helps clients navigate the complexities of home financing with confidence. As a dedicated mom of four, Ashlynn values financial security and the long-term impact of smart money management. “My priority is educating my clients on their home loan options so they can make the best decisions for their families,” she explains. “I want to be your lender for life, staying connected well beyond closing.”

Balancing her career and family with enthusiasm, Ashlynn thrives on staying busy—whether solving complex mortgage challenges or cheering on her kids at their sports events. Her energy and dedication shine through in everything she does, ensuring she makes a lasting impact on both her clients and her community.

Serving: CO & TX

Resource & Guides

Get Pre-Approved

Wondering how much home you can afford? Getting pre-approved for your next home loan gives you a clear picture of your buying power before you start shopping. It helps you set realistic expectations, target the right price range, and make stronger offers when you find the home you love. Pre-approval also gives you an advantage in competitive markets, showing sellers that you’re a serious and prepared buyer.

Get Started

Refinance Your Home

Refinancing your home can be a smart way to reach new financial goals, whether you’re looking to lower your monthly payment, shorten your loan term, or access your home’s equity for cash. Life changes, and your mortgage should be able to change with it. By reviewing your current rate and exploring today’s programs, you could save money, build equity faster, or create extra flexibility in your budget. Let’s explore your refinancing options and find the best fit for your needs and long-term plans.

Simplify My Finances

Down Payment Assistance

Buying a home can feel overwhelming, especially when it comes to the upfront costs. The good news is that there may be down payment assistance programs designed to help, and many people do not even realize they qualify. Taking a moment to explore your options could make a big difference in how soon you are able to buy. See what help is available and take a simple step toward homeownership.

Find Assistance

Free Mortgage Calculator

Calculate your estimated monthly mortgage payment.

Estimate Monthly Payments Today

Loan Programs

Explore a variety of home loan programs designed to fit your goals, whether you’re purchasing, refinancing, or investing in your future, with options tailored to your needs. Our dedicated lending experts are here to guide you every step of the way, helping you find the right solution with confidence and ease.

Explore Options

Temporary Interest Rate Buydown Calculator

Compare 1-0, 2-1, and 3-2-1 buydown options side-by-side to see your potential savings and choose the program that best fits your budget

View Savings

Start Smart

Share a quick snapshot of your budget and goals, and your loan advisor will set clear process expectations.

Get Pre-Approved

Apply online, upload documents, and after review and verification, receive a pre-approval letter to strengthen offers.

Finish Strong

Once your offer is accepted, we streamline underwriting to closing, then you sign and get your keys.

Meet My Team

We make it happen by combining our expertise, dedication, and personalized approach to ensure your dream home becomes a reality.

Melanie Totton

Loan Officer Assistant
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Mortgage Blog

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