Phebe Ellis-Roach

A Monterey High School graduate, I started my career in the mortgage industry at just 17 through a school-to-work program that allowed me to gain hands-on experience while completing my education. Since then, I’ve dedicated my career to helping people achieve the dream of homeownership and mentoring others in this business. Many successful mortgage loan officers, underwriters, and processors across the state have been part of my team, and I take pride in guiding them toward success.

I am married to Shawn, and we have a wonderful daughter, Shiloh, who is a freshman at Texas Tech. As a family, we love spending time at the lake and cheering on Texas Tech football and basketball. With years of industry experience and a passion for service, I am committed to making the home financing process smooth and stress-free for my clients.