Jessica Collins

Loan Officer

NMLS# 440357

434.665.0086
[email protected]
528 Wilderness Road Rustburg, Virginia, 24588

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Hi, I’m Jessica

As a mortgage loan officer since 2001, I am dedicated to assisting clients like you in navigating the complexities of purchasing, refinancing, and investing. From Conventional to FHA, VHDA, VA, USDA, Jumbo, Refinance, HELOC and Construction loans, I offer a diverse range of options tailored to your unique needs. My commitment to your satisfaction is unwavering, with a focus on fast approvals, transparent communication, and timely closings. I am deeply grateful for the trust and support of the numerous clients I’ve had the privilege to work with over the years—they are the foundation of my success.

Serving: VA

Resources & Guides

Get Pre-Approved

Ready to buy a home? Getting pre-approved helps you understand how much you can afford and shows sellers you’re serious.

Get Started

Refinance

Is your mortgage aligned with your goals? Refinancing could help save money, shorten your term, or tap into your home’s equity.

Start Refinance

DPA

Homeownership may be closer than you realize. Down payment assistance can reduce upfront costs. See your options with our tool.

Find Assistance

Purchase

Ready to purchase a new house? Whether you’re a first-time homebuyer, experienced homeowner, or real estate investor, we’ve got you covered.

Start Purchase

Debt Consolidation

Interested in combining multiple debts into one simple monthly payment? We offer options designed to help simplify your finances.

Simplify Today

Loan Programs

Explore our full range of loan programs and find the one that’s the best fit for you, designed to match your goals and financial needs

Find Assistance

Mortgage Tool

Find out how much home you can afford and plan your budget confidently with our easy-to-use online mortgage calculator.

Calculate Today

Buydown Tool

Compare 1-0, 2-1, and 3-2-1 buydown options to see your potential savings and choose the program that best fits your budget.

View Savings

VA Loans

Learn how your VA home loan benefits can support your next purchase or refinance with no down payment and favorable terms.

VA Options

FHA Loan

Learn how an FHA loan can make homeownership accessible with flexible credit guidelines and low-down payments.

Learn More

Conventional

Discover how a conventional loan can help you build equity today with competitive rates, flexible terms, and personalized options.

Discover Today

Jumbo Loan

Explore your Jumbo loan options and see how they can support your next home purchase with competitive financing for higher-value properties.

Jumbo Options

USDA Loan

Learn how a USDA can support your next purchase with zero down payment and flexible terms for eligible rural and suburban properties.

Learn More

How It Works

Step 1: Book a Free Consultation
Step 2: Submit Your Loan Application
Step 3: Get Pre-Approved
Step 4: Find a Home & Make Offer
Step 5: Loan Closing
Step 6: Congratulations, Get Your Keys!

Meet My Team

We make it happen by combining our expertise, dedication, and personalized approach to ensure your dream home becomes a reality.

Holly Rhodes

Loan Officer Assistant

Rachel Perez

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Mortgage Blog

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