Jessica Collins

Loan Officer

NMLS# 440357

434.665.0086

[email protected]

528 Wilderness Road Rustburg, Virginia, 24588

Serving VA

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Hi, I’m Jessica

As a mortgage loan officer since 2001, I am dedicated to assisting clients like you in navigating the complexities of purchasing, refinancing, and investing. From Conventional to FHA, VHDA, VA, USDA, Jumbo, Refinance, HELOC and Construction loans, I offer a diverse range of options tailored to your unique needs. My commitment to your satisfaction is unwavering, with a focus on fast approvals, transparent communication, and timely closings. I am deeply grateful for the trust and support of the numerous clients I’ve had the privilege to work with over the years—they are the foundation of my success.

Whether you are buying a home or refinancing your current mortgage, you deserve a smooth transaction. I am experienced with all types of residential loans. I work with first time home buyers, investors, Veterans, clients needing jumbo loans, as well as looking at the benefits of a refinance for my clients. When applying for a loan, you need a Loan Officer you can rely on. It is important to work with an individual who has your best interests in mind. I am dedicated to helping you achieve your goals. I will make sure you understand all your options and help you pick the best loan to meet your needs. A mortgage is one of the most important financial decisions you will make. I will guide you through this process, every step of the way.

Start Your House Journey Here

Get your Pre-Approval Letter*

Wondering how much home you can afford? Getting pre-approved for your next home loan gives you a clear picture of your buying power before you start shopping. It helps you set realistic expectations, target the right price range, and make stronger offers when you find the home you love. Pre-approval also gives you an advantage in competitive markets, showing sellers that you’re a serious and prepared buyer.

START YOUR PRE-APPROVAL NOW

Unlock Your Dream Home

Start Your
Homebuying Journey

Ready to purchase a new house? Whether you’re a first-time homebuyer, experienced homeowner, or real estate investor, we’ve got you covered.

START YOUR PURCHASE

Down Payment
Assistance

Looking for down payment assistance? Find out what available programs you may qualify for using our free, easy-to-use search tool.

FIND ASSISTANCE

Simplify Your Payments

Refinance
Your Home

Leverage today’s terms to build wealth through real estate. Lower payments, faster equity, or both—how you manage your investment matters.

ANALYZE YOUR REFINANCE OPTIONS

Debt Consolidation

Interested in combining multiple debts into one simple monthly payment? We offer debt consolidation options designed to help simplify your finances and save you money.

SIMPLIFY MY FINANCES

How It Works

We don’t believe in surprises. Rest easy knowing what to expect from the very beginning.

Step 1: Game Plan

Meet with your advisor, set goals, assess credit, define your budget, and review expectations for the rest of your home process

Step 2: Apply Online

RWM Home Loans’ Fluid App makes getting started easy. Quickly provide your information and upload documents seamlessly.

Step 3: Prep Work

We will review your information, request third party verifications, and prepare to submit everything for a Certified Pre-Approval.

Step 4: Offer Accepted

Congratulations, your offer has been accepted! You can rest easy while our team prepares to submit for final approval

Step 5: Bring In The Closer

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Step 6: That’s A Wrap

Welcome home! You are ready to get your keys and unpack. Thank you for trusting RWM Home Loans with your loan.

Get Started

Get Ready Series

Education and preparation are key to confident homebuying. Our Get Ready documents will put you in the best possible position to buy your dream home!

Download the PDFs
BUDGETING

Track your spending and create a budget.

CREDIT EDUCATION

All you need to know about credit.

CREDIT REPORT

Review and analyze your credit report.

DOWN PAYMENT OPTIONS

Save on your down payment.

MONTHLY BUDGETING WORKSHEET

Save on your down payment.

Apply, Upload, and Close – All with the Fluid App

Stay secure, stay connected, and let RWM guide you home with the convenience of the Fluid App. Designed for today’s lifestyle, it lets you manage your entire home loan process from your phone—anytime, anywhere.

SECURE DOCUMENT SCANNER
FAST & EASY PROCESS
REAL TIME LOAN UPDATES

Learn all things mortgage and more

Mortgage Blog

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Meet My Team

We make it happen by combining our expertise, dedication, and personalized approach to ensure your dream home becomes a reality.

Rachel Perez

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*THIS IS NOT A LOAN APPROVAL. This advertisement does not constitute a formal commitment or guarantee of a mortgage loan. To obtain pre-approval, you’ll need to complete a mortgage application, which is subject to review under our underwriting guidelines and formal approval. Rates, terms, fees, and conditions are subject to change without notice. Not all programs are available in all states or for all loan amounts.

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