Jumbo Loan

A jumbo loan is a type of mortgage for high-value properties, exceeding conforming loan limits, requiring stricter credit and down payments.

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What’s a Jumbo Loan?

When a loan amount reaches a certain point, Jumbo and Super Jumbo Loans can offer high-end financing that a traditional loan can’t. With a jumbo mortgage, you’ll get great rates for your big loan. With a choice between fixed or adjustable rates, our jumbo loans offer maximum flexibility for home financing for larger loans. Over the past few years, some lenders have decreased their Jumbo Loan offerings and have made them harder to obtain, but at RWM Home Loans, we can get you the best rate possible on your Jumbo Loan.

Unique Solutions

Low Down Payment Options

Gift Funds Allowed

Interest Only Loans

40 Year Loan Term

Non-occupant Co-Borrowers Allowed

1st & 2nd Combination

Combine 1st & HELOC or Fixed Rate 2nd

Interest Only Payments on HELOC

Flexible Credit Requirements

No Mortgage Insurance

Primary Residences & Second Homes

In-House Jumbo 17-Day Close

Rapid Turn Times

Favorable Offer to Sellers

Competitive Rates

Upfront Underwriter’s Review

Alternative Programs

No Tax Returns Required

Bank Deposits as Income

Credit Events Accepted

Investor Cash Flow Loans

Loans Based on Assets

Mortgage Lending Simplified

Download the free RWM Home Loans Fluid Mobile App today and get started on your journey to homeownership.

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Constant communication of needs and issues. Drafting of key documents in timely way. Friendly interactions and commitment to service.

Noah B.

Good communication, great staff and high level of professionalism.

James G.Company Name

The team was tremendously attentive to our every need and only had our goals and best interests in mind. Would work with them again anytime.

Brian S.Company Name

Everyone on the team was really professional, helpful and dedicated to make the whole process as smooth as possible. Whenever we had a question or concern, we always received a prompt reply.

Andriry K.Company Name

Extremely responsive, website was brilliant, clear list of what we needed and stayed on us until it was complete, knew who to send us to for tax transfer from our previous house. We will definitely refer our friends and family to RWM.

Kirk C.Company Name

The communication on the process and the ability to sign documents electronically was a life saver. The availability and speed of answers were great.

Angelina B.Company Name

You helped me understand all my options, which made me feel more confident in the decision I had to make. You were on top of everything that had to be done and kept things moving in an efficient way.

Julie M.Company Name

The team was easy to work with and willing to answer all of my questions. They even worked with a notary in North Carolina so I didn’t miss my vacation.

Melody T.Company Name

Everything was fully explained from the beginning, and I felt like we worked as a team when we went step by step in our journey of getting financed for our first home.

Ana E.Company Name

Buying a house can be overwhelming but when you have someone you trust it makes it so much easier. We felt assured that we were in good hands and that we would get to the finish line during the escrow process.

Cassandra C.Company Name

4.9

348 Reviews

4.96

7522 Reviews

5.0

166 Reviews