
Andrew Hulko
Branch Manager
NMLS# 377162
720.220.2112
[email protected]
11234 El Camino Real, San Diego, CA 92130
Andrew J. Hulko has been serving clients in the mortgage industry since 2000 and has helped more than 2,000 individuals and families achieve homeownership. Known for his thoughtful guidance and personalized approach, Andrew works closely with clients to simplify the financing process and identify loan solutions that best support their goals.
Andrew believes that securing a mortgage should feel clear and manageable. By providing tailored loan options and walking clients through each step of the process, he helps buyers feel confident in their decisions and well prepared throughout their homebuying journey. He enjoys working with people from all walks of life, whether they are purchasing their first home, moving into their next chapter, or planning for retirement.
Outside of work, Andrew enjoys an active lifestyle and spending time with family and friends. He and his wife, Nieves, are bilingual in English and Spanish and enjoy traveling and exploring cuisine from different cultures. Andrew also enjoys watching movies, playing golf, tennis, and pickleball, and skiing. Earlier in his life he served on the National Ski Patrol. He also enjoys hunting and spending time outdoors with his English Springer Spaniel, Shadow.
Serving: CO & FL
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How It Works
Step 1: Book a Free Consultation
Step 2: Submit Your Loan Application
Step 3: Get Pre-Approved
Step 4: Find a Home & Make Offer
Step 5: Loan Closing
Step 6: Congratulations, Get Your Keys!
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Meet My Team
We make it happen by combining our expertise, dedication, and personalized approach to ensure your dream home becomes a reality.

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