Angela Martinez

Loan Officer

NMLS# 690945 | DRE# 01956095

619.599.5385
Angela.Ma[email protected]
11234 El Camino Real, San Diego, CA 92130

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I have an outstanding team that supports the success of my clients from start to finish. We pride ourselves on consistently delivering competitive loans and mortgage options through our wide range of products and services. I have been in the financial and mortgage industry since 2008. Among the many clients I have assisted, some include first time homebuyers, military homebuyers, and investors. Please contact me if you would like to hear more or need my assistance in home purchase or refinance. I am readily accessible with all forms of communication. I am more than happy to discuss future prospects and prospects that may already be of interest.

Serving: AZ, CA, FL, TX & WA

Resource & Guides

Get Pre-Approved

Wondering how much home you can afford? Getting pre-approved for your next home loan gives you a clear picture of your buying power before you start shopping. It helps you set realistic expectations, target the right price range, and make stronger offers when you find the home you love. Pre-approval also gives you an advantage in competitive markets, showing sellers that you’re a serious and prepared buyer.

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Refinance Your Home

Refinancing your home can be a smart way to reach new financial goals, whether you’re looking to lower your monthly payment, shorten your loan term, or access your home’s equity for cash. Life changes, and your mortgage should be able to change with it. By reviewing your current rate and exploring today’s programs, you could save money, build equity faster, or create extra flexibility in your budget. Let’s explore your refinancing options and find the best fit for your needs and long-term plans.

Simplify My Finances

Down Payment Assistance

Buying a home can feel overwhelming, especially when it comes to the upfront costs. The good news is that there may be down payment assistance programs designed to help, and many people do not even realize they qualify. Taking a moment to explore your options could make a big difference in how soon you are able to buy. See what help is available and take a simple step toward homeownership.

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Loan Programs

Explore a variety of home loan programs designed to fit your goals, whether you’re purchasing, refinancing, or investing in your future, with options tailored to your needs. Our dedicated lending experts are here to guide you every step of the way, helping you find the right solution with confidence and ease.

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Free Mortgage Calculator

Calculate your estimated monthly mortgage payment.

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Start Smart

Share a quick snapshot of your budget and goals, and your loan advisor will set clear process expectations.

Get Pre-Approved

Apply online, upload documents, and after review and verification, receive a pre-approval letter to strengthen offers.

Finish Strong

Once your offer is accepted, we streamline underwriting to closing, then you sign and get your keys.

Meet My Team

We make it happen by combining our expertise, dedication, and personalized approach to ensure your dream home becomes a reality.

Jennifer Ludwig

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Mortgage Blog

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I am authorized to do business in the states of Arizona and California. AZ Mortgage Banker Lic# 1043080; AZ Branch Lic. #0947596; RWM Home Loans AZ Lic. #0947596; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act 

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