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Addressing the Impact of Tariffs on the Market
Recent tariff decisions have introduced volatility into the financial markets, which in turn have influenced mortgage rates. The announcement of broad tariffs on imports and additional taxes on goods from 60 countries led to significant market disruptions. This uncertainty caused investors to exit the stock market and seek the safety of U.S. Treasury bonds, resulting in a temporary decline in mortgage rates. However, Trump then announced a 90-day pause on most of the recently imposed tariffs with the exception of China, and although the stock market recovered, mortgage rates increased. We expect the market volatility to continue until this all plays out.
We are here to help you navigate this uncertainty and provide solutions to help you achieve your homeownership goals. If you are looking to refinance, we suggest coming up with a plan that outlines a target payment goal so that you can be prepared to move forward when that opportunity arises as it may be a short window.

Spring Season Kicks Off With a Surge in Mortgage Applications
Mortgage activity jumped over 11% recently, signaling strong momentum as the spring buying season picks up speed. With rates dropping for six straight weeks, both buyers and refinancers are taking action. Refinance applications rose 16%, while purchase applications climbed 7%, showing real demand in the market.
FHA and VA loans are also seeing growth, thanks to improved affordability. Plus, the average purchase loan amount hit a record $460,800—proof that serious buyers are locking in early. These trends point to a market gaining strength, with increased applications suggesting continued movement in the months ahead.1

Here’s What a Recession Could Mean for the Housing Market
With talk of a possible recession making headlines, many are wondering what it could mean for the housing market. The good news is that history shows the impact on home prices isn’t as dramatic as some might think. In fact, in four of the last six recessions, home prices actually went up. The 2008 crash was the outlier, not the norm. Typically, home values continue along their existing trend—and right now, they’re still rising at a steady pace nationwide.
Even better, mortgage rates tend to fall during recessions. While we may not see 3% rates again anytime soon, lower rates could improve affordability for buyers. For homebuyers and agents alike, this is a reassuring reminder: a recession doesn’t automatically mean a housing crash. If history repeats itself, the market may keep moving forward—with more manageable rates and steady home values leading the way.2

Baby Boomers Are Driving the Housing Market
Baby boomers are making waves in real estate again, taking the top spot as both the largest group of buyers (42%) and sellers (53%), according to NAR’s latest report. Many are using equity from long-held homes—boosted by a 47% rise in prices over the past five years—to buy with cash and sidestep high mortgage rates.
Their top reasons for moving are downsizing, retiring, or getting closer to loved ones. And while they’re navigating the market confidently, like all generations, they still rely on real estate agents to find the right home and negotiate the deal. Boomers’ strong financial positions are helping them move forward, and their activity is shaping today’s housing market in powerful ways.3
Did You Know?
According to Fannie Mae’s latest National Housing Survey®, almost half of consumers interviewed said that their home has become more important to them over the past few years. Only 10% said their homes were less important. This shift in attitudes is driven by their appreciation for their homes’ location and the sense of security it provides.4

Uncovering the Latest Real Estate Trends According to Local Experts
If you’ve been house hunting lately, you’ve probably noticed that homes in historic neighborhoods are going fast. There’s a growing trend toward charming, character-filled communities, and buyers are moving quickly when the right one hits the market. With more inventory and higher demand, this spring is shaping up to be a prime season for homebuying. The biggest appeal among buyers this time around seems to be outdoor living, with pools, patios, and summer kitchens high on the wishlist. These might be things to look out for if you or someone you know is looking to relocate.
Inside the home, updated kitchens, bathrooms, and even dedicated home office spaces are still must-haves. Buyers like you are looking for homes that feel complete—move-in ready and tailored to real life.5

5 Ways to Deal with Buyer’s Regret After Closing
5 Ways to Deal with Buyer’s Regret After Closing
While buyer’s regret can happen among some new homeowners, it doesn’t have to define their journey to take away from their achievement. Whether it’s emotional or financial, acknowledging these feelings and taking proactive steps can turn doubt into confidence. Perhaps you are feeling overwhelmed with your new space or finances, it’s completely normal. Taking action like personalizing your home, reevaluating your budget, or seeking financial guidance can help ease stress. Navigating the emotional and financial aspects of homeownership can be challenging for many. By reframing your expectations and reminding yourself why you made the purchase in the first place, you can start to move past buyer’s regret. With patience and the right mindset, buyer’s regret can become an opportunity to realize your accomplishment of homeownership and set future goals.6
Sources: 1 mpamag.com; 2 keepingcurrentmatters.com; 3 nar.realtor; 4 fanniemae.com, 5 residentnews.net; 6 rwmloans.com