
Austin Ruffner
Loan Officer
NMLS# 1497651
928.412.1286
[email protected]
Serving Lake Havasu City, Mohave County, and Surrounding Areas
With 13 years in the mortgage industry, Austin built his career on one core belief: people come first. Starting at 22 as his mother Theresa’s assistant, he gained a unique foundation by learning the business from the ground up before originating on his own. This early experience shaped his strong understanding of lending and his ability to guide clients toward the right financial strategy with confidence.
Austin is known for building lasting relationships and being a trusted resource for both clients and referral partners. Now at RWM, he is excited to serve his community with care and expertise. Outside of work, Austin enjoys time with his wife Nicole, their daughter Aria, and their family adventures around Arizona.
Serving: AZ, CA & NV
Resources & Guides

How It Works
Step 1: Book a Free Consultation
Step 2: Submit Your Loan Application
Step 3: Get Pre-Approved
Step 4: Find a Home & Make Offer
Step 5: Loan Closing
Step 6: Congratulations, Get Your Keys!
Meet My Team
We make it happen by combining our expertise, dedication, and personalized approach to ensure your dream home becomes a reality.

Robert Kersting
Production Partner

Nichole Daniel
Processing
Mortgage Blog
I am authorized to do business in the states of Arizona, California, and Illinois. AZ Mortgage Banker Lic# 0931565; AZ Branch Lic. #0947596; RWM Home Loans AZ Lic. #0947596; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act
Arizona License by 16626 E Ashbrook Drive Unit A, Fountain Hills, AZ 85268