
Brad Livingston
President/Owner
NMLS# 89442 I DRE# 00936592

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Mortgage Blog
September 2025: Boost Your Home’s Value & Stay Ahead of the Market
Is It Time to Refinance? Mortgage rates have recently improved, with the average 30-year fixed-rate…
Homeowner Stress is Real: Here’s How to Avoid It
Becoming a homeowner is one of life’s biggest milestones. You’ve made it through house hunting,…
August 2025: What Homebuyers Should Know This Month
Important Tips for First-Time Homebuyers Buying your first home is a major milestone, and with…
July 2025: What’s New This Month? Rates, Real Estate, and Raising Smart Spenders
5 Easy Tips for Raising Financially Savvy Kids 5 Easy Tips for Raising Financially Savvy…
How to Write a Home Offer Letter That Stands Out : Do’s and Don’ts
The Stigma of Offer Letters: Then and Now It’s totally natural to want to share…
Investing in Solar Panels: Why it is a Win for You and the Planet
Thinking about installing solar panels? For homeowners, investing in solar energy is more than just…
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