Brad Livingston

President/Owner

NMLS# 89442 I DRE# 00936592

858.794.2155
[email protected]
11234 El Camino Real, San Diego, CA 92130

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I founded RWM Home Loans in 1994 and as President, I’m responsible for the overall vision and strategic planning of RWM Home Loans. I oversee operations, credit risk, capital markets, and treasury/warehouse management. RWM Home Loans has been a direct lender for over 30 years, employs over 200 professionals, and is an approved seller and servicer with FNMA, FHLMC and Ginnie Mae, lending from coast to coast. I have served on the Community Mortgage Lenders Association Board and am a BRAINtrust Member of Just In Time Board which helps the foster youth community develop personal networks that facilitate positive relationships, independence and success. I am also a Member of CA MBA, MBA, and Lenders One Mortgage Cooperative. In addition I am on the Board of Directors for California MBA. I hold a Bachelor of Arts in Business/Economics from UCLA and am a licensed MLO, Real Estate Agent and General Contractor.

Serving: CA

Resources & Guides

Get Pre-Approved

Ready to buy a home? Getting pre-approved helps you understand how much you can afford and shows sellers you’re serious.

Get Started

Refinance

Is your mortgage aligned with your goals? Refinancing could help save money, shorten your term, or tap into your home’s equity.

Start Refinance

DPA

Homeownership may be closer than you realize. Down payment assistance can reduce upfront costs. See your options with our tool.

Find Assistance

How It Works

Step 1: Book a Free Consultation
Step 2: Submit Your Loan Application
Step 3: Get Pre-Approved
Step 4: Find a Home & Make Offer
Step 5: Loan Closing
Step 6: Congratulations, Get Your Keys!

Meet My Team

We make it happen by combining our expertise, dedication, and personalized approach to ensure your dream home becomes a reality.

Sarah Ramey

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Mortgage Blog

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★★★★★
The team was tremendously attentive to our every need and only had our goals and best interests in mind. Would work with them again anytime.
Brian S.Company Name
Everyone on the team was really professional, helpful and dedicated to make the whole process as smooth as possible. Whenever we had a question or concern, we always received a prompt reply.
Andriry K.Company Name
Extremely responsive, website was brilliant, clear list of what we needed and stayed on us until it was complete, knew who to send us to for tax transfer from our previous house. We will definitely refer our friends and family to RWM.
Kirk C.Company Name
I have the best communication on the process and the ability to sign documents electronically was a life saver. The availability and speed of answers were great.
Angelia B.Company Name
You helped me understand all my options, which made me feel more confident in the decision I had to make. You were on top of everything that had to be done and kept things moving in an efficient way.
Julie M.Company Name
The team was easy to work with and willing to answer all of my questions. They even worked with a notary in North Carolina so I didn’t miss my vacation.
Melody T.Company Name
Everything was fully explained from the beginning, and I felt like we worked as a team when we went step by step in our journey of getting financed for our first home.
Ana E.Company Name
Buying a house can be overwhelming but when you have someone you trust it makes it so much easier. We felt assured that we were in good hands and that we would get to the finish line during the escrow process.
Cassandra C.Company Name
Constant communication of needs and issues. Drafting of key documents in timely way. Friendly interactions and commitment to service.
Noah B.Company Name
Good communication, great staff and high level of professionalism.
James G.Company Name
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