CA Dream For All Program

Turn your homeownership dreams into reality with CalHFA‘s first-time homebuyer program, offering down payment assistance and other financial benefits that allow you to buy affordably.

(Lottery Closed)

What Is Dream For All?

CALHFA’s Dream For All Program provides qualifying first-time, first-generation homebuyers in California with up to $150,000 (or 20%) down payment assistance! This shared appreciation lottery-based program allows you to buy the home of your dreams and build wealth through real estate.

Program Highlights

Paired with a conventional mortgage.

Lowered monthly mortgage payments.

Greater stability and financial security.

Reduced closing costs and/or down payment.

Generous income
limits.

Program Eligibility

More eligibility requirements apply to take part in this program. The lottery system is now closed and requires a lender pre-approval from a CalHFA-approved lender such as RWM Home Loans to register.

Mortgage Lending Simplified

Download the free RWM Home Loans Fluid Mobile App today and get started on your journey to homeownership.

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Constant communication of needs and issues. Drafting of key documents in timely way. Friendly interactions and commitment to service.
Noah B.
Good communication, great staff and high level of professionalism.
James G.Company Name
The team was tremendously attentive to our every need and only had our goals and best interests in mind. Would work with them again anytime.
Brian S.Company Name
Everyone on the team was really professional, helpful and dedicated to make the whole process as smooth as possible. Whenever we had a question or concern, we always received a prompt reply.
Andriry K.Company Name
Extremely responsive, website was brilliant, clear list of what we needed and stayed on us until it was complete, knew who to send us to for tax transfer from our previous house. We will definitely refer our friends and family to RWM.
Kirk C.Company Name
The communication on the process and the ability to sign documents electronically was a life saver. The availability and speed of answers were great.
Angelina B.Company Name
You helped me understand all my options, which made me feel more confident in the decision I had to make. You were on top of everything that had to be done and kept things moving in an efficient way.
Julie M.Company Name
The team was easy to work with and willing to answer all of my questions. They even worked with a notary in North Carolina so I didn’t miss my vacation.
Melody T.Company Name
Everything was fully explained from the beginning, and I felt like we worked as a team when we went step by step in our journey of getting financed for our first home.
Ana E.Company Name
Buying a house can be overwhelming but when you have someone you trust it makes it so much easier. We felt assured that we were in good hands and that we would get to the finish line during the escrow process.
Cassandra C.Company Name

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