
Carl Millberg
Branch Manager
NMLS# 938750


How It Works
We don’t believe in surprises. Rest easy knowing what to expect from the very beginning.






Learn all things mortgage and more
Mortgage Blog
8 Things to Know Before a Home Renovation
Home renovations are an exciting way to refresh your space, boost comfort, and increase value….
October 2025: Fall into Financial Confidence
Opportunities for Buyers and Refinancers Good news on the rate front! The average 30-year fixed…
September 2025: Boost Your Home’s Value & Stay Ahead of the Market
Is It Time to Refinance? Mortgage rates have recently improved, with the average 30-year fixed-rate…
Homeowner Stress is Real: Here’s How to Avoid It
Becoming a homeowner is one of life’s biggest milestones. You’ve made it through house hunting,…
August 2025: What Homebuyers Should Know This Month
Important Tips for First-Time Homebuyers Buying your first home is a major milestone, and with…
July 2025: What’s New This Month? Rates, Real Estate, and Raising Smart Spenders
5 Easy Tips for Raising Financially Savvy Kids 5 Easy Tips for Raising Financially Savvy…
Meet My Team
We make it happen by combining our expertise, dedication, and personalized approach to ensure your dream home becomes a reality.

Jodi Ferrell
Loan Officer Assistant

Jennifer Ludwig
Processing
Empowering you with tools to reach your goals
Educational Resources

Track Your Home’s Value with Homebot
Want to know what your home is really worth? With Homebot, you’ll get a personalized report based on your ZIP code, plus monthly updates on your home’s value equity, and opportunities to grow your wealth through real estate.
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I am authorized to do business in the states of Arizona, California, Nevada, South Carolina, and Texas. AZ Mortgage Banker Lic# 0934821; AZ Branch Lic. #1001554; RWM Home Loans AZ Lic. #0947596; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act