Erica Lo

Loan Officer

NMLS# 1673676

626.641.2392 | 858.509.3226
[email protected]
11234 El Camino Real, San Diego, CA 92130

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I am a SoCal native originally from Los Angeles and living in San Diego for 20 years.  I moved south to attend UC San Diego where I received a BA in Economics. With more than 12 years of experience in the operational side of the industry (processing, funding, and closing loans), I have a true understanding of the mortgage process from beginning to end. I am excited for the opportunity to make the transition over to RWM as a Senior Processor and Loan originator. I pride myself in being available to my loan officers to help them meet their deadlines and close loans as quickly and smoothly as possible.  In regard to my clients, I am excited to provide them great mortgage options and customer service to their financial needs. Through my extensive experience and commitment to client service, I have built a reputation for honesty, integrity, and excellence. Outside of the office, I enjoy spending time with family and friends, hiking the outdoors, or in the kitchen cooking up a new recipe.

Serving: AZ, CA & FL

Resources & Guides

Get Pre-Approved

Ready to buy a home? Getting pre-approved helps you understand how much you can afford and shows sellers you’re serious.

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Refinance

Is your mortgage aligned with your goals? Refinancing could help save money, shorten your term, or tap into your home’s equity.

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DPA

Homeownership may be closer than you realize. Down payment assistance can reduce upfront costs. See your options with our tool.

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How It Works

Step 1: Book a Free Consultation
Step 2: Submit Your Loan Application
Step 3: Get Pre-Approved
Step 4: Find a Home & Make Offer
Step 5: Loan Closing
Step 6: Congratulations, Get Your Keys!

Meet My Team

We make it happen by combining our expertise, dedication, and personalized approach to ensure your dream home becomes a reality.

Kristie Roskop

Loan Officer Assistant

Mortgage Blog

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★★★★★
The team was tremendously attentive to our every need and only had our goals and best interests in mind. Would work with them again anytime.
Brian S.Company Name
Everyone on the team was really professional, helpful and dedicated to make the whole process as smooth as possible. Whenever we had a question or concern, we always received a prompt reply.
Andriry K.Company Name
Extremely responsive, website was brilliant, clear list of what we needed and stayed on us until it was complete, knew who to send us to for tax transfer from our previous house. We will definitely refer our friends and family to RWM.
Kirk C.Company Name
I have the best communication on the process and the ability to sign documents electronically was a life saver. The availability and speed of answers were great.
Angelia B.Company Name
You helped me understand all my options, which made me feel more confident in the decision I had to make. You were on top of everything that had to be done and kept things moving in an efficient way.
Julie M.Company Name
The team was easy to work with and willing to answer all of my questions. They even worked with a notary in North Carolina so I didn’t miss my vacation.
Melody T.Company Name
Everything was fully explained from the beginning, and I felt like we worked as a team when we went step by step in our journey of getting financed for our first home.
Ana E.Company Name
Buying a house can be overwhelming but when you have someone you trust it makes it so much easier. We felt assured that we were in good hands and that we would get to the finish line during the escrow process.
Cassandra C.Company Name
Constant communication of needs and issues. Drafting of key documents in timely way. Friendly interactions and commitment to service.
Noah B.Company Name
Good communication, great staff and high level of professionalism.
James G.Company Name

I am authorized to do business in the states of Arizona, California, and Florida. AZ Mortgage Banker Lic# 1013520; AZ Branch Lic. #0947596; RWM Home Loans AZ Lic. #0947596; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act 

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