Gwen Fay

Branch Manager

NMLS# 285025

713.492.7201
[email protected]
4101 S Texas Ave, Suite A-6, Bryan, TX 77802

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Hi, I’m Gwen

With over 20 years in the mortgage industry and a degree in accounting, I bring both experience and financial expertise to every client I serve. I have a proven track record of helping buyers achieve their goals and I promise to work with enthusiasm and diligence throughout the process. Whether you’re a first-time homebuyer, Veteran, investor, or need a jumbo loan, I’ll make sure you understand all your options and feel confident in your decision. Buying a home is one of the most important financial choices you’ll ever make, and I’m here to guide you through it every step of the way. 

Serving: TX

Get Your Pre-Approval Letter

Wondering how much home you can afford? Getting pre-approved for your next home loan gives you a clear picture of your buying power before you start shopping. It helps you set realistic expectations, target the right price range, and make stronger offers when you find the home you love. Pre-approval also gives you an advantage in competitive markets, showing sellers that you’re a serious and prepared buyer.

Start Your Pre-Approval Now

Refinance Your Home

Refinancing your home can help lower payments, shorten your term, or tap equity for cash when life changes occur. By carefully reviewing your current rate alongside today’s competitive programs, you could save money, build equity faster, or gain more flexibility in your monthly budget. Let’s find the best refinance fit for your needs.

Start My Refinance

Down Payment Assistance

Buying a home can feel overwhelming, especially when it comes to the upfront costs. The good news? There may be down payment assistance programs out there designed to help — and many people don’t even realize they qualify. Taking a moment to explore your options could make a big difference in how soon you’re able to buy. See what help is available and take a simple step toward homeownership.

Find Assistance

Free Mortgage Calculator

Calculate your estimated monthly mortgage payment.

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Loan Programs

Explore a variety of home loan programs designed to fit your goals, whether you’re purchasing, refinancing, or investing in your future, with options tailored to your needs. Our dedicated lending experts are here to guide you every step of the way, helping you find the right solution with confidence and ease.

Explore Options

How It Works

Step 1: Game Plan

Meet with your advisor, set goals, assess credit, define your budget, and review expectations for the rest of your home process

Step 2: Apply Online

RWM Home Loans’ Fluid App makes getting started easy. Quickly provide your information and upload documents seamlessly.

Step 3: Prep Work

We will review your information, request third party verifications, and prepare to submit everything for a Certified Pre-Approval.

Step 4: Offer Accepted

Congratulations, your offer has been accepted! You can rest easy while our team prepares to submit for final approval

Step 5: Bring In The Closer

Time to close! You will coordinate the appointment with the notary so you can sign your final loan documents.

Step 6: That’s A Wrap

Welcome home! You are ready to get your keys and unpack. Thank you for trusting RWM Home Loans with your loan.

Meet My Team

We make it happen by combining our expertise, dedication, and personalized approach to ensure your dream home becomes a reality.

Lori Austin

Branch Operations Manager

Mortgage Blog

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