Gwen Fay

Branch Manager

NMLS# 285025

713.492.7201
[email protected]
4101 S Texas Ave, Suite A-6, Bryan, TX 77802

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Hi, I’m Gwen

With over 20 years in the mortgage industry and a degree in accounting, I bring both experience and financial expertise to every client I serve. I have a proven track record of helping buyers achieve their goals and I promise to work with enthusiasm and diligence throughout the process. Whether you’re a first-time homebuyer, Veteran, investor, or need a jumbo loan, I’ll make sure you understand all your options and feel confident in your decision. Buying a home is one of the most important financial choices you’ll ever make, and I’m here to guide you through it every step of the way. 

Serving: TX

Resource & Guides

Get Pre-Approved

Wondering how much home you can afford? Getting pre-approved for your next home loan gives you a clear picture of your buying power before you start shopping. It helps you set realistic expectations, target the right price range, and make stronger offers when you find the home you love. Pre-approval also gives you an advantage in competitive markets, showing sellers that you’re a serious and prepared buyer.

Get Started

Refinance Your Home

Refinancing your home can be a smart way to reach new financial goals, whether you’re looking to lower your monthly payment, shorten your loan term, or access your home’s equity for cash. Life changes, and your mortgage should be able to change with it. By reviewing your current rate and exploring today’s programs, you could save money, build equity faster, or create extra flexibility in your budget. Let’s explore your refinancing options and find the best fit for your needs and long-term plans.

Simplify My Finances

Down Payment Assistance

Buying a home can feel overwhelming, especially when it comes to the upfront costs. The good news is that there may be down payment assistance programs designed to help, and many people do not even realize they qualify. Taking a moment to explore your options could make a big difference in how soon you are able to buy. See what help is available and take a simple step toward homeownership.

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Free Mortgage Calculator

Calculate your estimated monthly mortgage payment.

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Loan Programs

Explore a variety of home loan programs designed to fit your goals, whether you’re purchasing, refinancing, or investing in your future, with options tailored to your needs. Our dedicated lending experts are here to guide you every step of the way, helping you find the right solution with confidence and ease.

Explore Options

Start Smart

Share a quick snapshot of your budget and goals, and your loan advisor will set clear process expectations.

Get Pre-Approved

Apply online, upload documents, and after review and verification, receive a pre-approval letter to strengthen offers.

Finish Strong

Once your offer is accepted, we streamline underwriting to closing, then you sign and get your keys.

Meet My Team

We make it happen by combining our expertise, dedication, and personalized approach to ensure your dream home becomes a reality.

Lori Austin

Branch Operations Manager

Mortgage Blog

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