The Power of a Top Lender.
The Care of a True Partner.

RWM Home Loans partners with a diverse network of investors to provide loan products for nearly any scenario. From your standard line-up of conventional options to unique offerings like temporary buydowns, we offer a wide array of solutions to meet your clients’ needs.

Purchase

Refinance

Inc 5000

Recipient

Top Workplaces Awards

Five-Star Reviews

Award-Winning Platform
Designed For Your Success

RWM Home Loans is a mortgage company built by originators, for originators. For more than 30 years, we’ve been helping loan officers grow their business without the red tape, the burnout, or the bureaucracy. Here, you get the capabilities of a top-five lender, world-class tech, competitive pricing, and expansive products, without the headaches that usually come with them.

Let’s Chat

Coast to Coast Lending

We are currently licensed and lending in 30 states across the nation and are committed to expanding our reach and recruiting skilled and dedicated mortgage professionals of all levels and backgrounds.

First Class Tech Stack

Our tech team is committed to streamlining the loan process. With innovative tools and dedicated support systems, we continually improve every step to make your experience faster and easier.

The Power to Say “Yes” More Often

At RWM, we make it easier for you to say “yes” to more clients. With access to a wide range of investors and an ever-growing list of loan options, you can find the right fit for almost any borrower. And when it’s time to close, you can count on us. We don’t just promise great service — we deliver it. That means more confidence for you and greater peace of mind for your clients.

Conventional

FHA & VA

USDA

Jumbo

Down Payment Assistance

Reverse

Brokered

Renovation

Non-QM

and more…

Closings with Confidence

Stand out with upfront underwriting, $10K Close Guarantee, and lender-backed confidence that wins offers.

17-Day Close Guarantee

Deliver real speed and lasting confidence; close in 17 days or less, and if not, both your client and seller earn a credit.

Expert Appraisal Panels

Local appraisal experts deliver accuracy and clear communication for smoother closings every time.

Flexible Hybrid
Lending

Get direct lender speed, broker flexibility, and mortgage bank stability for faster decisions and more options.

Lending That Reflects the Communities We Serve

We’re proud to lend in 30 states, but our heart is in every local community. From bilingual processors to inclusive lending initiatives, we’re here to make homeownership accessible and sustainable for everyone.

Government Loan Center

Credit Basics Education

Employee Resources Groups

Mortgage Literacy Resources

Affordability & DPA Programs

Spanish-Speaking Support

Teams Dedicated to Your Success

From onboarding to all future files, our dedicated teams become an extension of your business, working behind the scenes to keep things moving smoothly and your clients cared for every step of the way.

Onboarding Concierge

Experience a seamless onboarding process with VIP treatment for transition files, training, and beyond.

Disclosure Desk

Loan Officers can send automated disclosures, but our expert team ensures every document goes out fast, accurate, and compliant, keeping your clients informed and timelines on track.

Order Out Team

From appraisals to title and verifications, our team handles every detail behind the scenes so your loans stay on track.

Lock Desk Access

You can count on our Lock Desk team to help you move fast, stay sharp with market knowledge, and win more deals.

Sales Support Team

Your go-to team for support, challenges, and questions, making you look like an all-star to your clients.

Dedicated Processor

With a dedicated processor, your client’s experience will be elevated with personalized support.

In-House Underwriting

Whether it’s Agency, Government, Jumbo, or Non-QM, we underwrite the majority of loans in-house.

Closing

You can count on our Lock Desk team to help you move fast, stay sharp with market knowledge, and win more deals.

Fuel for Your Brand’s Next Chapter

You don’t need to do everything alone, that’s why we built an in-house marketing team that feels like your own.
Whether you’re refining your personal brand or launching something entirely new, we help you create the kind of visibility that builds trust. From content and SEO to video production and events, we’ll make sure your name shines where it matters.

Print
Marketing

Our in-house team designs eye-catching print materials that help you stand out. From flyers to mailers, we’ll create pieces that leave a lasting impression and support your marketing goals.

Social Media
Marketing

Our in-house expert creates personalized strategies to help you grow online. We’ll craft fresh, engaging content and share weekly trends to keep your social media relevant and timely.

Web Design
& SEO

You’ll get your own personalized webpage that’s been optimized for search ranking. We focus on helping you elevate your online presence and reach more clients with strong SEO strategy.

Paid
Advertising

Our in-house team manages targeted ad campaigns to increase visibility and generate leads. We’ll help you reach the right audience and grow awareness for your business.

Event
Planning

We’ve successfully helped our loan officers put on over 100 events. From educational workshops to community gatherings, we handle the details for a seamless experience.

Personal Branding

Our team can help you develop a unique slogan or custom logo that reflects your personality and values. We’ll bring your brand to life and help you create strong name recognition in your market.

Because your brand isn’t just a logo, it’s your legacy, and we’ll help you make it unforgettable.

RWM Home Loans | Top Producer Cruise 2022

RWM Home Loans | Porterville Grand Opening

Fuel for the Business You’re Building

We know how much heart it takes to build a book of business; that’s why our business development team is fully invested in helping you grow yours. We’ll help you form meaningful partnerships, connect with new audiences, and bring your ideas to life through events, campaigns, and strategy sessions. When you grow, we grow, and that’s exactly how we like it.

“RWM is leading the way above most mortgage lenders. I have had the pleasure to be a part of the RWM family for 13 years. RWM provides knowledge and training for all employees to advance in their job roles. They promote from within and are always an open door for ideas or questions.”

Scott Z. Morse
Loan Officer
14 Years

“RWM is a company for true lending professionals. Everyone in the organization is committed to providing exceptional service and support. Having owned a mortgage bank for over 10 years, I can truly say that RWM is the place to be! The culture at RWM is one of empowerment, growth, and service.”

Roger Tso
Loan Officer
8 Years

“RWM is a very well organized and professional company that anyone would be delighted to be a part of. The RWM organization experience by far has been amazing and full of gratitude towards their employees. The momentum between all departments and teams is amazing!! RWM has been the best place I’ve ever worked!!!”

Diana Dominguez
Senior Processor
5 Years

“RWM has a great culture where everyone is willing to help other team members who need assistance. We are also adequately staffed in processing, underwriting, and closing, so closing on time is never a challenge. One of the best company cultures that I have ever had the pleasure of being a part of.”

Robbie Roberts
Senior Loan Consultant
4 Years

“There is such a good support system here, more than any other company I have worked for, and since I have been in the business since 1987 that is HUGE. I have never worked for a more supportive company that puts there employees first, always.”

JoAne Merrill
Senior Processor
4 Years

“RWM is a company that truly cares about all of its employees. The company culture is built around trust and integrity to make sure we succeed as a team. I have been here for over six years and truly enjoy working with everyone. The company culture is one of a kind. It starts from the top and they truly care that all employees have a voice.”

Jason Garcia
Closing Specialist
9 Years

“In our industry, it is very important to have the products, the pricing, and various options available to our customers. RWM has those things but has a tremendous amount of service and support offered to us as well. In addition to top-notch service, they listen to our needs and are forward-thinking in the marketplace, and always keep the best interest of our clients and employees at heart.”

Olivia Figuered
Loan Officer
15 Years

“The organization and support at RWM is unmatched. I have worked for a couple of different lending companies and none of them compare to the work environment at RWM. I truly feel like I am a part of a team that genuinely cares and wants to see me succeed. I feel so well supported by my coworkers and I couldn’t ask for a better work culture.”

Ana Gorham
Loan Officer
4 Years

Deborah Olsen
Audit Manager
14 Years

“I want to commend the onboarding team from RWM Home Loans for an exceptional experience. The process was incredibly smooth, and everyone I interacted with was knowledgeable and attentive. Special thanks to Chris Burke for his proactive communication/guidance with our loans and the respective corresponding lenders. Smooth process, well done.”

Drew Fattori
Loan Officer
1 Year

“Everyone who works here is both positive and proficient at their jobs. They are happy to help with anything you need and the company provides a ton of resources to help you succeed as an LO. The culture of RWM is second to none. It’s not a shock at all that RWM was listed on the best places to work in San Diego.”

Kelson Penn
Loan Officer
5 Years

“It truly feels like family, and you can always reach out via email to ask a question about a specific scenario, and you’ll get answers from years of experienced professionals.”

John K. Martin
Loan Officer
17 Years

Juan Sanchez
Loan Officer
4 Years

“RWM is incredible, and my realtor partner is so happy! We are killing it and closing 8 loans before October 15. We have 12 before month end. Loving the team and every minute here. Best decision I ever made.”

Samantha Williams
Loan Officer
1 Years

“After so many years in this business, it is not too often that I see something that leaves me dumbfounded. We had a client come to us in mid-September. They needed to refinance their manufactured home in 3 weeks’ time, or it was going to foreclosure auction. This was not the garden variety foreclosure. This was a reverse mortgage being foreclosed on due to the inheritors not paying it off after they had inherited the property. I was not sure anything could be done. But somehow RWM found a way. Somehow an investor was found, the file was put together, everything pushed through and closed 2 days before the auction. Truly jaw-dropping. I can’t thank you all enough. RWM pulls off another miracle. The clients had tears in their eyes when thanking us. An amazing thing, this business.”

Chris Wiggins
Loan Officer
6 Years

“The team and amount of support there is awesome. I’m really excited to start and grow my business with RWM!”

Maura Romero
Loan Officer
1 Year

“The onboarding process made what could be a challenging time in transition super seamless. I even switched origination software and didn’t miss a beat!”

Max Snyder
Loan Officer
1 Year

“Since my start date at RWM, I have been blown away by the support and attention during onboarding and with my loans in process. The pricing, programs, support and teamwork is amazing. I’m so excited to see how far my business will grow with RWM. I feel the sky is the limit and am grateful for the opportunity!!!”

Ruth Young
Loan Officer
1 Year

Open Positions

Unlock Your Potential

Learn How Our Platform Can Kickstart Your Origination

Let’s chat about how you can grow your production with the support of our platform and team. Start the conversation with us by filling out this form and we will book a no-pressure call with you to hear what your goals are and how we may be able to help you get there.

SCHEDULE A CALL

Andrew Smith

Director of Lending

Current Openings

The Power of a Top Lender.
The Care of a True Partner.

Inc 5000

Award-Winning Platform
Designed For Your Success

Coast to Coast Lending

First Class Tech Stack