Find a Mortgage Loan Officer in Kentucky

If you’re buying a home or refinancing in Kentucky, working with knowledgeable professionals can help simplify the process. Our licensed loan officers are here to guide you every step of the way and help you move forward with confidence.

Find a Loan Officer

Find Your Loan Officer in Kentucky

Our loan officers in Kentucky are committed to providing strong customer service and clear guidance to simplify the home financing process.

Bryan Titus

Loan Officer | NMLS#: 185845

Chris Burke

Loan Officer | NMLS#: 156749

Doug Smithe

Loan Officer | NMLS#: 218884

Jason Tinch

Loan Officer | NMLS#: 1217374

Kim England & Kim Manley

Loan Officers | NMLS#: 233892 & 224157

Max Snyder

Loan Officer | NMLS#: 2217562

Rick Geary

Loan Officer | NMLS#: 278781

Scott Morse

Loan Officer | NMLS#: 274153

Stephen Dillman

Loan Officer | NMLS#: 584550

How can a Kentucky loan officer help me buy a home?

A Kentucky loan officer helps guide you through the homebuying process by reviewing your budget, explaining loan options, and helping you get pre‑approved. They can answer your questions, walk you through available programs, and provide support from your first steps through closing so you can move forward with confidence.

What should I expect when working with a loan officer in Kentucky?

When working with one of our loan officers in Kentucky, you can expect guidance through each step of the home financing process, from application to closing. They will review your budget, explain your loan options, and answer questions along the way so you can make informed decisions.

When should I contact a loan officer when buying a home in Kentucky?

It is best to contact one of our loan officers before you begin house hunting. Reaching out early helps you get pre‑approved, understand your budget, and explore your loan options so you are better prepared to move forward.

Why work with a local Kentucky loan officer instead of an online lender?

Working with one of our local Kentucky loan officers can provide a more personalized experience. We focus on clear communication, strong service, and ongoing support throughout the home financing process. We understand local market conditions, can offer guidance based on your goals and needs, and even offer post-closing support such as annual loan reviews.

What programs are available for first-time homebuyers in Kentucky?

First-time homebuyers in Kentucky may have access to a range of programs depending on their needs. These often include conventional, FHA, VA, and USDA loans, along with down payment assistance programs that can help reduce upfront costs.

A loan officer in Kentucky can help you explore available options, compare programs, and determine what may fit your budget and homebuying goals.

What happens after I get pre‑approved when buying a home in v?

After you get pre approved, you can begin house hunting with a clearer understanding of your budget. You will work with a real estate agent to find homes that fit your price range.

Once you find a home, you will make an offer and move into the full loan application process. Your loan officer will guide you through the next steps, including submitting documentation and preparing for closing.

What types of mortgage loans are available in Kentucky?

Homebuyers in Kentucky have access to several common mortgage options depending on their financial situation. These typically include conventional loans, which follow standard guidelines, as well as government backed options like FHA, VA, and USDA loans.

Each loan type has different requirements for credit, down payment, and eligibility, so it is important to compare your options carefully. A loan officer in Kentucky can help you understand these differences and choose a loan that aligns with your budget and homebuying goals.