Kristen Livingston

Kristen Livingston

Loan Officer

858.395.6400 | 858.509.3224

11234 El Camino Real, San Diego, CA 92130

Serving AZ, CA, CO, FL, IL, IN, MT, NV, OR, SC, TN, TX, WA & UT

Hi, I’m Kristen

Purchase
A Home

Ready to purchase a new house? Whether you’re a first-time homebuyer, experienced homeowner, or real estate investor, we’ve got you covered.

Refinance
Your Home

Interested in changing your rate and term or using your equity to pull cash out? We have a variety of refinancing options to fit your needs.

Down Payment
Assistance

Looking for down payment assistance? Find out what available programs you may qualify for using our free, easy-to-use search tool.

How It Works

Meet My Team

Ally Gelhaar

Nichole Daniel

Educational Resources

Cosigner on Your Mortgage

Why You Should Consider a Cosigner on a Mortgage

Featuring Kristen Livingston as Guest Author, find out if co-signing a mortgage with a family member, friend, or loved one can bring you one step closer to homeownership.

Make Informed Choices: Buy Smart to Build Wealth Faster

Where do you want to buy a home? Based on your desired ZIP code, you can simplify the complexities of house hunting and get in-depth insights into the current market.

I am authorized to do business in the states of Arizona, California, Florida, Illinois, Indiana, Montana, Nevada, Oregon, Tennessee, Texas, South Carolina, Washington, and Wisconsin. AZ Mortgage Banker Lic# 0949690; AZ Branch Lic. #0947596; RWM Home Loans AZ Lic. #0947596; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act 

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