Kristen Livingston

Loan Officer

NMLS# 1036089 | DRE# 01919085

858.395.6400 | 858.509.3224

[email protected]

11234 El Camino Real, San Diego, CA 92130

Serving AZ, CA, CO, FL, IL, IN, MT, NV, OR, SC, TN, TX, WA & UT

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Hi, I’m Kristen

Kristen Livingston decided to join the mortgage business in 2013 after working on the Institutional Sales Team for an investment management firm in San Francisco. As a Mortgage Consultant with RWM Home Loans, she is passionate about helping clients with their mortgage needs and works hard to make the loan process as smooth as possible. She completed the Future Leaders Program with California MBA and is an active member of the Young Mortgage Professional Association. Kristen graduated from Loyola Marymount University in Los Angeles with a BA in Finance and Marketing.

Purchase
A Home

Ready to purchase a new house? Whether you’re a first-time homebuyer, experienced homeowner, or real estate investor, we’ve got you covered.

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Refinance
Your Home

Interested in changing your rate and term or using your equity to pull cash out? We have a variety of refinancing options to fit your needs.

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Down Payment
Assistance

Looking for down payment assistance? Find out what available programs you may qualify for using our free, easy-to-use search tool.

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How It Works

We don’t believe in surprises. Rest easy knowing what to expect from the very beginning.

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Meet My Team

We make it happen by combining our expertise, dedication, and personalized approach to ensure your dream home becomes a reality.

Ally Gelhaar

Loan Officer Assistant

Nichole Daniel

Processing

Empowering you with tools to reach your goals

Educational Resources

Why You Should Consider a Cosigner on a Mortgage

Featuring Kristen Livingston as Guest Author, find out if co-signing a mortgage with a family member, friend, or loved one can bring you one step closer to homeownership.

Make Informed Choices: Buy Smart to Build Wealth Faster

Where do you want to buy a home? Based on your desired ZIP code, you can simplify the complexities of house hunting and get in-depth insights into the current market.

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Follow Me For Mortgage Programs, Homebuying Tips, & More

I am authorized to do business in the states of Arizona, California, Florida, Illinois, Indiana, Montana, Nevada, Oregon, Tennessee, Texas, South Carolina, Washington, and Wisconsin. AZ Mortgage Banker Lic# 0949690; AZ Branch Lic. #0947596; RWM Home Loans AZ Lic. #0947596; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act