Vacant Land Loan

Secure your perfect plot to build a custom home, start an agricultural project, or invest strategically with vacant land financing.

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What’s a Land Loan?

A land loan is a financing option specifically intended to allow you to buy a plot of land. This loan is ideal if you’re looking to acquire land for building a home or for business purposes, providing the necessary funds to purchase the property and be proactive on your plans. Plot your path with us and our expert advice will guide you every step of the way to turn your vision into reality.

How It Works

Pay your mortgage at any time without pre-payment penalties

30-, 25-, 20- and 15-year terms are all available with fixed rates

5-year adjustable-rate mortgage available

Qualification Requirements

As low as 3.5% down payment

Down payment can be up to 100% gifted

Credit scores as low as 580 may qualify

Debt ratios up to 50% allowed

Family may co-sign to help qualify

Loan limits vary by county*

*To learn more about the your county’s FHA loan limits, please visit: U.S. Department of Housing and Urban Development

Mortgage Lending Simplified

Download the free RWM Home Loans Fluid Mobile App today and get started on your journey to homeownership.

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FAST & EASY PROCESS

REAL TIME LOAN UPDATES

Constant communication of needs and issues. Drafting of key documents in timely way. Friendly interactions and commitment to service.

Noah B.

Good communication, great staff and high level of professionalism.

James G.Company Name

The team was tremendously attentive to our every need and only had our goals and best interests in mind. Would work with them again anytime.

Brian S.Company Name

Everyone on the team was really professional, helpful and dedicated to make the whole process as smooth as possible. Whenever we had a question or concern, we always received a prompt reply.

Andriry K.Company Name

Extremely responsive, website was brilliant, clear list of what we needed and stayed on us until it was complete, knew who to send us to for tax transfer from our previous house. We will definitely refer our friends and family to RWM.

Kirk C.Company Name

The communication on the process and the ability to sign documents electronically was a life saver. The availability and speed of answers were great.

Angelina B.Company Name

You helped me understand all my options, which made me feel more confident in the decision I had to make. You were on top of everything that had to be done and kept things moving in an efficient way.

Julie M.Company Name

The team was easy to work with and willing to answer all of my questions. They even worked with a notary in North Carolina so I didn’t miss my vacation.

Melody T.Company Name

Everything was fully explained from the beginning, and I felt like we worked as a team when we went step by step in our journey of getting financed for our first home.

Ana E.Company Name

Buying a house can be overwhelming but when you have someone you trust it makes it so much easier. We felt assured that we were in good hands and that we would get to the finish line during the escrow process.

Cassandra C.Company Name

4.9

348 Reviews

4.96

348 Reviews

5.0

348 Reviews