Lauren Terrett

Loan Officer

NMLS# 256690 | DRE# 01506144

858.509.3214
[email protected]
11234 El Camino Real, San Diego, CA 92130

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Whether you are buying a home or refinancing your current mortgage, you deserve a smooth transaction. I am experienced with all types of residential loans. I work with first time home buyers, investors, Veterans, clients needing jumbo loans, as well as looking at the benefits of a refinance for my clients. When applying for a loan, you need a Loan Officer you can rely on. It is important to work with an individual who has your best interests in mind. I am dedicated to helping you achieve your goals. I will make sure you understand all your options and help you pick the best loan to meet your needs. A mortgage is one of the most important financial decisions you will make. I will guide you through this process, every step of the way.

Serving: IL & TX

Resources & Guides

Get Pre-Approved

Ready to buy a home? Getting pre-approved helps you understand how much you can afford and shows sellers you’re serious.

Get Started

Refinance

Is your mortgage aligned with your goals? Refinancing could help save money, shorten your term, or tap into your home’s equity.

Start Refinance

DPA

Homeownership may be closer than you realize. Down payment assistance can reduce upfront costs. See your options with our tool.

Find Assistance

Start Smart

Share a quick snapshot of your budget and goals, and your loan advisor will set clear process expectations.

Get Pre-Approved

Apply online, upload documents, and after review and verification, receive a pre-approval letter to strengthen offers.

Finish Strong

Once your offer is accepted, we streamline underwriting to closing, then you sign and get your keys.

Meet My Team

We make it happen by combining our expertise, dedication, and personalized approach to ensure your dream home becomes a reality.

Sarah Ramey

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