Investment Loan
An investment loan finances the purchase of rental or income-generating real estate, often with stricter terms and higher rates.
What Is an Investment Loan?
Whether you’re purchasing or refinancing an investment property, we have loans for investment properties that allow investors to expand their investment portfolio, access equity, or improve their cash flow. An investment loan allows for an unlimited amount of financed properties.
Investment Property Loan Requirements
Here are some takeaways you should take into account when getting pre-approved for an investment property loan.

Loans for Investment Properties
Discover flexible loan options tailored to help you finance investment
properties and build your real estate portfolio with confidence.
Planning Ahead
Once you’re pre-approved for an investment loan, it’s time to begin careful planning to ensure you have a seamless path to earning your first, hard-earned income.
Basics of Real Estate Investing
Homeowners can explore different VA loan options depending on their specific financial needs.
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How to Buy an Investment Property and Become a Landlord
Learn the essential steps to purchasing an investment property and successfully managing it, from financing options to property management tips.

Investment Loan FAQ
What type of loan is best for an investment property?
The best loan for an investment property depends on your financial situation and investment goals. Common options include conventional loans, portfolio loans, and government-backed loans like FHA or VA for multi-unit properties where you live in one unit. Consult us to evaluate your needs and explore financing options tailored to your strategy.
What is a home equity investment loan?
A home equity investment loan allows you to tap into the equity of your primary residence or another property to fund the purchase of an investment property. This can take the form of a home equity loan or a home equity line of credit (HELOC), offering flexibility to finance your real estate investments.
What is the difference between a traditional loan and an investment loan?
Traditional loans are designed for primary residences, often offering lower interest rates and down payment requirements. Investment loans, on the other hand, are tailored for rental or income-generating properties and typically come with stricter credit, income, and down payment requirements due to the higher risk involved.
How do I get a loan for an investment property?
To secure a loan for an investment property, start by reviewing your credit score, debt-to-income ratio, and financial reserves. Work with us to get pre-approved, explore financing options, and provide documentation like income verification and details of the property. A strong financial profile increases your chances of securing favorable terms.

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