Renovation Loan

A renovation loan finances home improvements, allowing buyers to purchase and renovate a property with a single mortgage, boosting value.

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What’s a Renovation Loan?

Avoid the drama of listing and selling your home. Forget the hassle of moving and finding a replacement home. Instead, renovate your current home. Create the home of your dreams without incurring consumer debt, an additional loan, or dipping into your savings!

Renovation Loan Programs

Fix & Stay
Refinance your current home and renovate it to become the home of your dreams.

Buy & Build
Purchase a new home and renovate it to be the home you were looking for.

Qualification Requirements

As low as 3% down payment for purchase

Must maintain as low as 5% equity for refinance

Credit scores as low as 680 may qualify

Loan limits vary by county*

Preparation & Process

Develop scope of work

Establish a budget

Hire a contractor

Close your loan

Renovate

*To learn more about the your county’s Conforming loan limits, please visit: Federal Housing Finance Agency