
Luke Rowley
Loan Officer
NMLS# 761340
435.327.4676
[email protected]
888 South Sage Dr Unit 2B, Cedar City, UT 84720
Born and raised in Southern Utah, my childhood instilled in me a deep appreciation for the great outdoors. While earning a degree in Business from Southern Utah University, I found my lifelong partner, Candace, during our college years in Cedar City, where we chose to build our family. Together, we are raising our two amazing children, Ty and Quinn. Ty’s passion for baseball and basketball fuels our family’s enthusiasm for sports, while Quinn’s love for dance adds rhythm to our lives as she navigates the tweenager phase.
In my professional journey, I dedicated 12 years to retail banking, honing my skills in financial management and customer service. Guiding individuals through significant financial decisions, such as home and investment property purchases, became my forte. My passion in this industry is derived from assisting homebuyers in navigating the real estate market while ensuring a seamless and informed experience. When not guiding clients, my family and I enjoy exploring our beloved mountains and waters, forging unforgettable memories in the heart of Southern Utah.
Serving: UT
Resources & Guides

How It Works
Step 1: Book a Free Consultation
Step 2: Submit Your Loan Application
Step 3: Get Pre-Approved
Step 4: Find a Home & Make Offer
Step 5: Loan Closing
Step 6: Congratulations, Get Your Keys!
Meet My Team
We make it happen by combining our expertise, dedication, and personalized approach to ensure your dream home becomes a reality.

Kay Fruci
Production Partner

Deanna Cagle
Processing