Privacy Notice
Rev. 4/2026
This PRIVACY NOTICE FOR RESIDENTS OF CALIFORNIA, COLORADO, INDIANA, KENTUCKY, MARYLAND, MINNESOTA, MONTANA, NEBRASKA, OREGON, TENNESSEE, TEXAS, UTAH, and VIRGINIA (“Notice”) supplements the information contained in …the Privacy Policy of Residential Wholesale Mortgage, Inc. dba RWM Home Loans (“RWM Home Loans,” “we,” “us,” or “our”) and applies solely to those individuals who have consumer privacy rights under the following laws (“consumers” or “you”): the California Consumer Privacy Act of 2018, as amended by the California Privacy Rights Act, the Colorado Privacy Act, the Indiana Consumer Data Privacy Act, the Kentucky Consumer Data Privacy Act, the Maryland Online Data Privacy Act, the Minnesota Consumer Data Privacy Act, the Montana Consumer Data Privacy Act, the Oregon Consumer Data Privacy Act, the Tennessee Information Protection Act, the Texas Data Privacy and Security Act, the Utah Consumer Privacy Act, and the Virginia Consumer Data Protection Act.
FACTS
WHAT DOES RWM HOME LOANS DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law requires us to tell you how we collect, share, and protect your personal information. Please also read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number
- and Credit History
- Employment Information
- and Income
- Transaction History
- and Mortgage Rates and Payments
How?
All financial companies need to share Customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers’ personal information; the reasons RWM Home Loans chooses to share; and whether you can limit this sharing.
Questions?
Call 858-794-2155 or go to https://rwmloans.com/
Reasons we can share your personal information | Does RWM Loans share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. | Yes | No |
| For our marketing purposes -to offer our products and services to you. | Yes | Yes |
| For joint marketing with other financial companies | No | We don’t share |
| For our affiliates’ everyday business purposes – information about your transactions and experiences | No | We don’t share |
| For our affiliates’ everyday business purposes – information about your creditworthiness | No | We don’t share |
| For our affiliates to market to you | No | We don’t share |
| For nonaffiliates to market to you | No | We don’t share |
Who We are
Who is providing this notice?
RWM Home Loans
What we do
How does Residential Wholesale Mortgage Inc. dba RWM Home Loans protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does RWM Home Loans collect my personal information?
We collect your personal information, for example, when you
- Apply for a loan
- Give us your income information
- Give us your employment history
- Provide your mortgage information
- Show your government-issued ID
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with somebody else?
Your choices will apply to everyone on your account.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- RWM Home Loans has no affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- RWM Home Loans does not share with nonaffiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- RWM Home Loans does not jointly market.
Other important information
California residents: In accordance with California law, we will not share information we collect about you with companies outside of RWM Home Loans, unless the law allows. For example, we may share information with your consent, to service your accounts. We will limit any sharing to the extent required by California law.
State Law. We follow state law if state law provides you with additional privacy protections.
Additional State Privacy Rights
Certain U.S. state privacy laws provide residents of those states with specific rights regarding their personal information. These rights may include the right to access, correct, delete, or obtain a copy of personal information, and the right to opt out of certain processing activities, as applicable under state law.
Some of the personal information we collect and process is subject to the Gramm-Leach-Bliley Act (“GLBA”) and related federal regulations and may be exempt from certain state privacy law requirements. State privacy rights described in this section apply only to personal information that is not exempt under applicable law, such as information collected through our websites, marketing activities, or other non-GLBA-covered interactions.
How to Exercise Your State Privacy Rights
Eligible consumers may submit a request to exercise applicable privacy rights by contacting us using one of the following methods:
We may need to verify your identity before processing your request, consistent with applicable law. We will respond to verified requests within the timeframes required by law.
Appeals
If we deny your request, you may have the right to appeal our decision, where required by applicable state law. Appeal instructions will be provided in our response to your request.
RWM Privacy Policy – Affiliate Opt Out