Why Refinance?

Refinancing your mortgage offers the opportunity to adjust the terms of your loan to better suit your financial goals, whether it’s shortening the loan term, switching to a fixed-rate mortgage for stability, or accessing equity for other investments or expenses. By reassessing your mortgage, you can potentially optimize your financial situation and achieve greater long-term savings.

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Refinancing Process

Our refinance process has been carefully designed, with you in mind. Making it easier, faster, and strategically smarter.

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Mortgage Lending Simplified

Download the free RWM Home Loans Fluid Mobile App today and get started on your journey to homeownership.

SECURE DOCUMENT SCANNER

FAST & EASY PROCESS

REAL TIME LOAN UPDATES

Constant communication of needs and issues. Drafting of key documents in timely way. Friendly interactions and commitment to service.

Noah B.

Good communication, great staff and high level of professionalism.

James G.Company Name

The team was tremendously attentive to our every need and only had our goals and best interests in mind. Would work with them again anytime.

Brian S.Company Name

Everyone on the team was really professional, helpful and dedicated to make the whole process as smooth as possible. Whenever we had a question or concern, we always received a prompt reply.

Andriry K.Company Name

Extremely responsive, website was brilliant, clear list of what we needed and stayed on us until it was complete, knew who to send us to for tax transfer from our previous house. We will definitely refer our friends and family to RWM.

Kirk C.Company Name

The communication on the process and the ability to sign documents electronically was a life saver. The availability and speed of answers were great.

Angelina B.Company Name

You helped me understand all my options, which made me feel more confident in the decision I had to make. You were on top of everything that had to be done and kept things moving in an efficient way.

Julie M.Company Name

The team was easy to work with and willing to answer all of my questions. They even worked with a notary in North Carolina so I didn’t miss my vacation.

Melody T.Company Name

Everything was fully explained from the beginning, and I felt like we worked as a team when we went step by step in our journey of getting financed for our first home.

Ana E.Company Name

Buying a house can be overwhelming but when you have someone you trust it makes it so much easier. We felt assured that we were in good hands and that we would get to the finish line during the escrow process.

Cassandra C.Company Name

4.9

348 Reviews

4.96

7522 Reviews

5.0

166 Reviews

Hi! I’m Jonathan Garcia

Loan Officer

NMLS# 1623587

I am a dynamic and accomplished Branch Manager at RWM Home Loans. With a proven track record of success in the financial industry, I have consistently been a top producer at renowned institutions. Specializing in refinances, I help clients improve their mortgage terms, lower interest rates, and access equity. My clear, client-focused approach ensures that every refinancing strategy aligns with their financial goals for maximum benefit.

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