Why Refinance?

Refinancing your mortgage offers the opportunity to adjust the terms of your loan to better suit your financial goals, whether it’s shortening the loan term, switching to a fixed-rate mortgage for stability, or accessing equity for other investments or expenses. By reassessing your mortgage, you can potentially optimize your financial situation and achieve greater long-term savings.

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Types of Refinancing

Homeowners can explore different refinancing options depending on their specific financial needs.

Rate-and-Term

A rate-and-term mortgage refinance is the replacement of an existing mortgage with another mortgage under different terms.

Change payoff term
Save on interest
Lower monthly payments
Lower interest rate
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Cash-Out

A cash-out refinance allows homeowners to access home equity by replacing their mortgage with a larger loan and receiving cash back.

For home improvement, debt, college, etc.
Equity taken out of home in cash
Higher monthly payments
Higher mortgage balance
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Reasons to Refinance

Lower Your Interest Rate

If your interest rate is higher than the current rates, refinancing can save you up to thousands of dollars.

Lower Your Monthly Payment

Refinancing resets your loan term, which can dramatically lower your monthly payment.

Pay Off Your Mortgage Faster

You can refinance into a 10 or 15 year loan term to save on interest and pay off your mortgage quicker.

Use Equity to Get Cash

You can use the equity in your home to get cash for other expenses, such as home improvement or other debt.

How to Refinance a House

Our refinance process has been carefully designed, with you in mind. Making it easier, faster, and strategically smarter.

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Educational Resources

Empowering you with tools to reach your goals.

Mortgage Lending Simplified

Download the free RWM Home Loans Fluid Mobile App today and get started on your journey to homeownership.

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