Reverse Mortgage

A reverse mortgage allows seniors to convert home equity into cash, receiving payments while retaining home ownership without monthly payments.

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Reverse Mortgages, a Second Chance for Many

A reverse mortgage may allow you to access the equity in your home without having to make monthly mortgage payments. There are no limitations to how you use the money, so you can free up cash to cover medical expenses, plan for your retirement, or improve your monthly cash flow.

Lifestyle Benefits

Eliminate monthly mortgage payments
Fund necessary home renovations
Improve monthly cash flow
Any remaining equity once the loan is paid off goes to you or your heirs
Continue to live in your home

Qualifications

62 years of age or older
Property must be a primary residence
Often requires significant Home Equity
Property taxes and homeowner’s insurance must remain current
Must meet the financial assessment requirements

*Qualification may depend on attributes such as age, loan amount limits, and home equity
*To learn more about this government loan program via HUD’s, please visit: HECM Program Information

Matt Brumfield

Hi! I’m Matt Brumfield

Loan Officer

NMLS# 310364

Matt Brumfield became a licensed loan officer in 2006 after working as a Mortgage Loan Processor since 2002. In 2013, he became the Branch Manager of RWM Home Loans’ Ramona, CA office. Matt has extensive knowledge on all loan types and brings a wealth of knowledge and caring perspective to the lending experience. Over the years, he has developed a passion for Reverse Mortgages and educating homeowners about their potential benefits.  He is a second generation Loan Officer, succeeding his father in the business, with over 20 years of personal experience in the industry.

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Mortgage Lending Simplified

Download the free RWM Home Loans Fluid Mobile App today and get started on your journey to homeownership.

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The team was tremendously attentive to our every need and only had our goals and best interests in mind. Would work with them again anytime.
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Everyone on the team was really professional, helpful and dedicated to make the whole process as smooth as possible. Whenever we had a question or concern, we always received a prompt reply.
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Extremely responsive, website was brilliant, clear list of what we needed and stayed on us until it was complete, knew who to send us to for tax transfer from our previous house. We will definitely refer our friends and family to RWM.
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