Reverse Mortgage

A reverse mortgage allows seniors to convert home equity into cash, receiving payments while retaining home ownership without monthly payments.

Get Started

Reverse Mortgages, a Second Chance for Many

A reverse mortgage may allow you to access the equity in your home without having to make monthly mortgage payments. There are no limitations to how you use the money, so you can free up cash to cover medical expenses, plan for your retirement, or improve your monthly cash flow.

Lifestyle Benefits

Eliminate monthly mortgage payments
Fund necessary home renovations
Improve monthly cash flow
Any remaining equity once the loan is paid off goes to you or your heirs
Continue to live in your home

Qualifications

62 years of age or older
Property must be a primary residence
Often requires significant Home Equity
Property taxes and homeowner’s insurance must remain current
Must meet the financial assessment requirements

*Qualification may depend on attributes such as age, loan amount limits, and home equity
*To learn more about this government loan program via HUD’s, please visit: HECM Program Information

Scott Morse

Hi! I’m Scott Morse

Loan Officer

NMLS# 274153

Scott Morse has been a community mortgage banker since 1992! With over 30 years in the business, Scott is well-versed in several loan programs and has the professionalism and commitment to help you build wealth through real estate. His motto “Make Your Money Work For You” embodies helping homeowners become empowered through their homebuying journey; through education, communication, and efficiency.

Scott prides himself in breaking down the homebuying process to make it easy to understand and seamless. One of his pillars of operations is that you can sleep at night, knowing your money is working for you and that you live in a home that aligns with your current goals.

Get In Touch

Mortgage Lending Simplified

Download the free RWM Home Loans Fluid Mobile App today and get started on your journey to homeownership.

SECURE DOCUMENT SCANNER
FAST & EASY PROCESS
REAL TIME LOAN UPDATES
Constant communication of needs and issues. Drafting of key documents in timely way. Friendly interactions and commitment to service.
Noah B.
Good communication, great staff and high level of professionalism.
James G.Company Name
The team was tremendously attentive to our every need and only had our goals and best interests in mind. Would work with them again anytime.
Brian S.Company Name
Everyone on the team was really professional, helpful and dedicated to make the whole process as smooth as possible. Whenever we had a question or concern, we always received a prompt reply.
Andriry K.Company Name
Extremely responsive, website was brilliant, clear list of what we needed and stayed on us until it was complete, knew who to send us to for tax transfer from our previous house. We will definitely refer our friends and family to RWM.
Kirk C.Company Name
The communication on the process and the ability to sign documents electronically was a life saver. The availability and speed of answers were great.
Angelina B.Company Name
You helped me understand all my options, which made me feel more confident in the decision I had to make. You were on top of everything that had to be done and kept things moving in an efficient way.
Julie M.Company Name
The team was easy to work with and willing to answer all of my questions. They even worked with a notary in North Carolina so I didn’t miss my vacation.
Melody T.Company Name
Everything was fully explained from the beginning, and I felt like we worked as a team when we went step by step in our journey of getting financed for our first home.
Ana E.Company Name
Buying a house can be overwhelming but when you have someone you trust it makes it so much easier. We felt assured that we were in good hands and that we would get to the finish line during the escrow process.
Cassandra C.Company Name

4.9

348 Reviews

4.96

7522 Reviews

5.0

166 Reviews

Scroll to Top