Rhonda Holt

Branch Manager

NMLS# 217259

434.221.6361

[email protected]

528 Wilderness Road Rustburg, VA, 24588

Serving GA, MD, NC & VA

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Hi, I’m Rhonda

With over 30 years of experience in banking and finance, I’m proud to serve as Branch Manager and Senior Loan Officer for RWM Home Loans in Lynchburg, VA. Many know me as “The Loan Maven”—a title that reflects not only my industry experience but also my passion for educating clients and partners.

The term maven—from the Yiddish meyvn, meaning “one who understands”—isn’t just a nickname, it’s how I approach my work. I aim to be the go-to resource for mortgage knowledge, offering clear guidance, staying ahead of market trends, and supporting clients through every step of the process.

My team and I offer a full range of loan options including Conventional, FHA, VA, USDA, Construction, and Grant Programs. I’m excited to bring the Maven mindset to RWM and help more families achieve their homeownership goals.

Purchase
A Home

Ready to purchase a new house? Whether you’re a first-time homebuyer, experienced homeowner, or real estate investor, we’ve got you covered.

START YOUR PURCHASE

Refinance
Your Home

Interested in changing your rate and term or using your equity to pull cash out? We have a variety of refinancing options to fit your needs.

APPLY TO REFINANCE

Down Payment
Assistance

Looking for down payment assistance? Find out what available programs you may qualify for using our free, easy-to-use search tool.

FIND ASSISTANCE

How It Works

We don’t believe in surprises. Rest easy knowing what to expect from the very beginning.

Step 1: Game Plan

Meet with your advisor, set goals, assess credit, define your budget, and review expectations for the rest of your home process

Step 2: Apply Online

RWM Home Loans’ Fluid App makes getting started easy. Quickly provide your information and upload documents seamlessly.

Step 3: Prep Work

We will review your information, request third party verifications, and prepare to submit everything for a Certified Pre-Approval.

Step 4: Offer Accepted

Congratulations, your offer has been accepted! You can rest easy while our team prepares to submit for final approval

Step 5: Bring In The Closer

Time to close! You will coordinate the appointment with the notary so you can sign your final loan documents.

Step 6: That’s A Wrap

Welcome home! You are ready to get your keys and unpack. Thank you for trusting RWM Home Loans with your loan.

Get Started

Apply, Upload, and Close – All with the Fluid App

Stay secure, stay connected, and let RWM guide you home with the convenience of the Fluid App. Designed for today’s lifestyle, it lets you manage your entire home loan process from your phone—anytime, anywhere.

SECURE DOCUMENT SCANNER

FAST & EASY PROCESS

REAL TIME LOAN UPDATES