Rick Geary

Rick Geary

Loan Officer

NMLS ID #: 278781 | DRE #: 01171009

949.682.8252

TeamRick@rwmloans.com

18-A Journey Suite 140, Aliso Viejo, CA 92656

Serving AZ, CA, CO, FL, ID, IN, KY, MT, NV, TN, TX & WA

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Hi, I’m Rick

During over 30 years in the mortgage profession, I have always put the consumer’s needs first.  I specialize in residential property loans up to $6,000,000, for 1 to 4 unit properties used as homes, vacation homes, and rental purposes. My team and I do client‐friendly and low-cost reverse mortgages focusing on the needs of seniors and their families. We also have commercial loan experts on our team helping our business-owning clients and apartment building investors. My team will help save you time and deliver great results. Being referral-only for 30 years, we have to deliver great results each year.

I have successfully funded over $2 Billion of home loans in over 8,000 transactions, giving me the experience to save you hassles and headaches. For first‐time buyers or experienced clients, and busy real estate experts, my practice is built on meeting your goals. I have earned the trust of every client who passes along my name to their inner circle. Accountability. Integrity. Experience. Put them to work for you today.

We are based in Orange County, CA, and I am personally licensed in 12 states, with RWM licensed in another 12, covering nearly half the USA.  We are here to help meet your family’s needs, reach your real estate investing goals, and grow your real wealth into a legacy. When you are looking at buying property, whether it’s in Orange County or in the 24 states (and growing!) we efficiently serve, my team and I are here to help!

Purchase
A Home

Ready to purchase a new house? Whether you’re a first-time homebuyer, experienced homeowner, or real estate investor, we’ve got you covered.

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Refinance
Your Home

Interested in changing your rate and term or using your equity to pull cash out? We have a variety of refinancing options to fit your needs.

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Down Payment
Assistance

Looking for down payment assistance? Find out what available programs you may qualify for using our free, easy-to-use search tool.

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How It Works

We don’t believe in surprises. Rest easy knowing what to expect from the very beginning.

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Mortgage Lending Simplified

Download the free RWM Home Loans Fluid Mobile App today and get started on your journey to homeownership.

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Mortgage Blog

Meet My Team

We make it happen by combining our expertise, dedication, and personalized approach to ensure your dream home becomes a reality.

Jodi Ferrell

Loan Officer Assistant

Lorraine Christman

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Empowering you with tools to reach your goals

Educational Resources

Is real estate a good investment?

Why Is Real Estate a Good Investment for Homeowners?

Featuring Rick Geary as Guest Author, real estate offers long-term wealth, financial stability, and equity growth, making it a smart investment for homeowners.

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Pre-qualification vs pre-approval

Pre-Qualification vs. Pre-Approval: Which Matters More?

Featuring Rick Geary as Guest Author, a pre-approval is more crucial than a pre-qualification for securing a home loan and strengthening your buying power.

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Make Informed Choices: Buy Smart to Build Wealth Faster

Where do you want to buy a home? Based on your desired ZIP code, you can simplify the complexities of house hunting and get in-depth insights into the current market.

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Follow Me For Mortgage Programs, Homebuying Tips, & More

★★★★★
The team was tremendously attentive to our every need and only had our goals and best interests in mind. Would work with them again anytime.
Brian S.Company Name

I am authorized to do business in the states of Arizona, California, Colorado, Florida, Idaho, Indiana, Montana, Nevada, Tennessee, Texas & Washington. AZ Mortgage Banker Lic# 1009090; AZ Branch Lic# 1011105; RWM Home Loans AZ Lic.# 0947596; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act