Shanne Sleder

Loan Officer

NMLS ID# 239958 | DRE# 01346265

858.829.7186

[email protected]

11234 El Camino Real, San Diego, CA 92130

Serving AZ, CA, FL, GA, ID, NV, OR, TN, TX & WA

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Hi, I’m Shanne

As a lifelong resident of San Diego County and a second-generation mortgage advisor, I’m passionate about helping clients borrow smart and repay smart—using mortgage and home equity strategies that strengthen their overall financial position. Throughout my 24-year career and my father’s career, I have seen how making a poor decision with your mortgage can have lasting effects.  My mission is to align home financing decisions with a client’s long-term wealth and cash flow objectives while delivering outstanding customer service.

As both a Certified Liability Advisor (CLA) and a Certified Reverse Mortgage Professional (CRMP), I specialize in advanced home equity and liability management strategies—helping clients understand how their mortgage can be an asset when structured wisely. My approach is built on the Borrow Smart framework, which focuses on optimizing cash flow, protecting liquidity, and growing net worth over time.

I’ve developed a proven three-step process—the Ready To Move Pre-Approval, the Ease of Mind Lending Experience, and the More Than a Mortgage Program—to ensure every client receives not just the right loan today, but the right strategy for tomorrow. My ongoing reviews help clients continuously align their mortgage with life changes, inflation, and evolving financial goals.

I work with first-time home buyers, move-up families, and seniors looking to maximize their retirement cash flow. I help clients view their home as a dynamic part of their wealth strategy—not just a place to live.

 am a graduate of Christian High School in East County and earned my B.S. degree from the University of California, San Diego (Revelle College). I grew up playing competitive soccer, played for UCSD, and still enjoy the game today. My wife, Naomi, and I got married in 2002 and have two wonderful children. We attend Maranatha Chapel, and I enjoy watching soccer, playing sports, traveling, and exploring the outdoors with my family.

Purchase
A Home

Ready to purchase a new house? Whether you’re a first-time homebuyer, experienced homeowner, or real estate investor, we’ve got you covered.

START YOUR PURCHASE

Refinance
Your Home

Interested in changing your rate and term or using your equity to pull cash out? We have a variety of refinancing options to fit your needs.

APPLY TO REFINANCE

Down Payment
Assistance

Looking for down payment assistance? Find out what available programs you may qualify for using our free, easy-to-use search tool.

FIND ASSISTANCE

How It Works

We don’t believe in surprises. Rest easy knowing what to expect from the very beginning.

Step 1: Game Plan

Meet with your advisor, set goals, assess credit, define your budget, and review expectations for the rest of your home process

Step 2: Apply Online

RWM Home Loans’ Fluid App makes getting started easy. Quickly provide your information and upload documents seamlessly.

Step 3: Prep Work

We will review your information, request third party verifications, and prepare to submit everything for a Certified Pre-Approval.

Step 4: Offer Accepted

Congratulations, your offer has been accepted! You can rest easy while our team prepares to submit for final approval

Step 5: Bring In The Closer

Time to close! You will coordinate the appointment with the notary so you can sign your final loan documents.

Step 6: That’s A Wrap

Welcome home! You are ready to get your keys and unpack. Thank you for trusting RWM Home Loans with your loan.

Get Started

Understanding Reverse Mortgages

A reverse mortgage can help homeowners aged 62 and older access the equity in their home without monthly mortgage payments. Learn how this unique loan option works and whether it’s the right fit for your retirement goals.

Learn More About Reverse Mortgages

Apply, Upload, and Close – All with the Fluid App

Stay secure, stay connected, and let RWM guide you home with the convenience of the Fluid App. Designed for today’s lifestyle, it lets you manage your entire home loan process from your phone—anytime, anywhere.

SECURE DOCUMENT SCANNER
FAST & EASY PROCESS
REAL TIME LOAN UPDATES

Learn all things mortgage and more

Mortgage Blog

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Meet My Team

We make it happen by combining our expertise, dedication, and personalized approach to ensure your dream home becomes a reality.

Christian Vazquez

Production Partner

Naomi Sleder

Client Concierge

Betty Bryant

Loan Officer Assistant

Jennifer Ludwig

Senior Processor

Track Your Home’s Value with Homebot

Want to know what your home is really worth? With Homebot, you’ll get a personalized report based on your ZIP code, plus monthly updates on your home’s value equity, and opportunities to grow your wealth through real estate.

Get Your Free Home Report

Follow Me For Mortgage Programs, Homebuying Tips, & More

@shannesleder


I am authorized to do business in the states of Arizona, California, Florida, Georgia, Idaho, Nevada, Oregon, Tennessee, Texas, and Washington. AZ Mortgage Banker Lic# 1040606; AZ Branch Lic. #0124000; RWM Home Loans AZ Lic. #0947596; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act 

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