Shanne Sleder

Mortgage Advisor, CRMP, CLA

NMLS ID# 239958 | DRE# 01346265

858.829.7186
[email protected]
11234 El Camino Real, San Diego, CA 92130

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As a lifelong resident of San Diego County and a second-generation mortgage advisor, I’m passionate about helping clients borrow smart and repay smart—using mortgage and home equity strategies that strengthen their overall financial position. Throughout my 24-year career and my father’s career, I have seen how making a poor decision with your mortgage can have lasting effects.  My mission is to align home financing decisions with a client’s long-term wealth and cash flow objectives while delivering outstanding customer service.

As both a Certified Liability Advisor (CLA) and a Certified Reverse Mortgage Professional (CRMP), I specialize in advanced home equity and liability management strategies—helping clients understand how their mortgage can be an asset when structured wisely. My approach is built on the Borrow Smart framework, which focuses on optimizing cash flow, protecting liquidity, and growing net worth over time.

I’ve developed a proven three-step process—the Ready To Move Pre-Approval, the Ease of Mind Lending Experience, and the More Than a Mortgage Program—to ensure every client receives not just the right loan today, but the right strategy for tomorrow. My ongoing reviews help clients continuously align their mortgage with life changes, inflation, and evolving financial goals.

I work with first-time home buyers, move-up families, and seniors looking to maximize their retirement cash flow. I help clients view their home as a dynamic part of their wealth strategy—not just a place to live.

 I am a graduate of Christian High School in East County and earned my B.S. degree from the University of California, San Diego (Revelle College). I grew up playing competitive soccer, played for UCSD, and still enjoy the game today. My wife, Naomi, and I got married in 2002 and have two wonderful children. We attend Maranatha Chapel, and I enjoy watching soccer, playing sports, traveling, and exploring the outdoors with my family.

Serving: AZ, CA, FL, GA, ID, NV, OR, TN, TX & WA

Resources & Guides

Get Pre-Approved

Ready to buy a home? Getting pre-approved helps you understand how much home you can afford and gives you buying power by showing sellers you’re serious.

Get Started

Refinance

Ready to make your mortgage work for you? Refinancing could help you save money, shorten your term, or tap into your home’s equity when you need it most.

Start My Refinance

Down Payment Assistance

You may be closer to buying a home than you think. Down payment assistance can reduce your upfront costs. See your options with our free tool.

Find Assistance

Understanding Reverse Mortgages

A reverse mortgage can help homeowners aged 62 and older access the equity in their home without monthly mortgage payments.

Learn More About Reverse Mortgages

How It Works

Step 1: Book a Free Consultation
Step 2: Submit Your Loan Application
Step 3: Get Pre-Approved
Step 4: Find a Home & Make Offer
Step 5: Loan Closing
Step 6: Congratulations, Get Your Keys!

Meet My Team

We make it happen by combining our expertise, dedication, and personalized approach to ensure your dream home becomes a reality.

Christian Vazquez

Production Partner

Naomi Sleder

Client Concierge

Betty Bryant

Loan Officer Assistant

Jennifer Ludwig

Senior Processor

Mortgage Blog

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I am authorized to do business in the states of Arizona, California, Florida, Georgia, Idaho, Nevada, Oregon, Tennessee, Texas, and Washington. AZ Mortgage Banker Lic# 1040606; AZ Branch Lic. #0124000; RWM Home Loans AZ Lic. #0947596; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act 

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