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Terri Lee Guthrie

Loan Officer

NMLS# 2009688 | DRE# 01327631

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GSFA 2025 Top Loan Officer award badge featuring a gold laurel wreath, GSFA logo, and Golden State Finance Authority branding.

Resources & Guides

Get Pre-Approved

Ready to buy a home? Getting pre-approved helps you understand how much you can afford and shows sellers you’re serious.

Refinance

Is your mortgage aligned with your goals? Refinancing could help save money, shorten your term, or tap into your home’s equity.

DPA

Homeownership may be closer than you realize. Down payment assistance can reduce upfront costs. See your options with our tool.

HomeLight

Looking to sell before you buy? I’ve partnered with HomeLight to help you navigate the process smoothly and confidently.

Prospective homebuyers reviewing documents with a real estate professional during a home purchase consultation.

How It Works

Step 1: Book a Free Consultation
Step 2: Submit Your Loan Application
Step 3: Get Pre-Approved
Step 4: Find a Home & Make Offer
Step 5: Loan Closing
Step 6: Congratulations, Get Your Keys!

Meet My Team

Kristie Roskop

Tracy Ordonez professional headshot in a black collared shirt with light-colored hair against a soft gray background.

Tracy Ordonez

Gus Miranda

Mortgage Blog

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