Yvonne Oden

Loan Officer

NMLS# 2043610

940.224.5576
[email protected]
2629 Plaza Pkwy, Ste B-20 Wichita Falls, TX 76308

LET’S TALK

BOOK A CALL

APPLY NOW

UPLOAD DOCUMENTS

Hi, I’m Yvonne

I’m Yvonne Oden, a Mortgage Loan Officer with RWM Home Loans, proudly serving Wichita Falls, North Texas, and borrowers throughout the states where I’m licensed.

As a Wichita Falls native and Midwestern State University alumna, I hold a bachelor’s degree in Finance and an MBA with an Energy concentration. With mortgage industry experience dating back to 2016, I’m passionate about helping borrowers navigate home financing with confidence.

Whether you’re a first-time homebuyer, repeat buyer, veteran, investor, self-employed borrower, or looking to refinance, I offer a variety of financing solutions, including Conventional, FHA, VA, USDA, Down Payment Assistance, DSCR, Bank Statement, construction, manufactured home, and other specialized loan programs.

My approach is simple: education, clear communication, and personalized guidance. I believe every borrower deserves to understand their options, feel confident in their decisions, and enjoy a smooth mortgage experience from preapproval to closing.

Outside of work, you’ll find me cheering on my boys at sporting events, volunteering in our community, thrift shopping, lifting, or playing Mahjong.

Serving: CO, FL, OK & TX

Resource & Guides

Get Pre-Approved

Wondering how much home you can afford? Getting pre-approved for your next home loan gives you a clear picture of your buying power before you start shopping. It helps you set realistic expectations, target the right price range, and make stronger offers when you find the home you love. Pre-approval also gives you an advantage in competitive markets, showing sellers that you’re a serious and prepared buyer.

Get Started

Refinance Your Home

Refinancing your home can be a smart way to reach new financial goals, whether you’re looking to lower your monthly payment, shorten your loan term, or access your home’s equity for cash. Life changes, and your mortgage should be able to change with it. By reviewing your current rate and exploring today’s programs, you could save money, build equity faster, or create extra flexibility in your budget. Let’s explore your refinancing options and find the best fit for your needs and long-term plans.

Simplify My Finances

Down Payment Assistance

Buying a home can feel overwhelming, especially when it comes to the upfront costs. The good news is that there may be down payment assistance programs designed to help, and many people do not even realize they qualify. Taking a moment to explore your options could make a big difference in how soon you are able to buy. See what help is available and take a simple step toward homeownership.

Find Assistance

Free Mortgage Calculator

Calculate your estimated monthly mortgage payment.

Estimate Monthly Payments Today

Loan Programs

Explore a variety of home loan programs designed to fit your goals, whether you’re purchasing, refinancing, or investing in your future, with options tailored to your needs. Our dedicated lending experts are here to guide you every step of the way, helping you find the right solution with confidence and ease.

Explore Options

Start Smart

Share a quick snapshot of your budget and goals, and your loan advisor will set clear process expectations.

Get Pre-Approved

Apply online, upload documents, and after review and verification, receive a pre-approval letter to strengthen offers.

Finish Strong

Once your offer is accepted, we streamline underwriting to closing, then you sign and get your keys.

Meet My Team

We make it happen by combining our expertise, dedication, and personalized approach to ensure your dream home becomes a reality.

Sarah McGivern

Loan Officer Assistant

Debra Gomez professional headshot wearing a black top, with long wavy hair and a black background.

Debra Gomez

Processing

Mortgage Blog

View Blog
Scroll to Top