
Steve Ferguson
Branch Manager
NMLS# 196278

How It Works
We don’t believe in surprises. Rest easy knowing what to expect from the very beginning.







Explore Programs That Cover Your Down Payment
Discover down payment assistance programs you may qualify for with our easy-to-use search tool. Whether you’re a first-time buyer or need a little extra help, find grants and loan options available in your area to make homeownership more affordable.
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Mortgage Blog
8 Things to Know Before a Home Renovation
Home renovations are an exciting way to refresh your space, boost comfort, and increase value….
October 2025: Fall into Financial Confidence
Opportunities for Buyers and Refinancers Good news on the rate front! The average 30-year fixed…
September 2025: Boost Your Home’s Value & Stay Ahead of the Market
Is It Time to Refinance? Mortgage rates have recently improved, with the average 30-year fixed-rate…
Homeowner Stress is Real: Here’s How to Avoid It
Becoming a homeowner is one of life’s biggest milestones. You’ve made it through house hunting,…
August 2025: What Homebuyers Should Know This Month
Important Tips for First-Time Homebuyers Buying your first home is a major milestone, and with…
July 2025: What’s New This Month? Rates, Real Estate, and Raising Smart Spenders
5 Easy Tips for Raising Financially Savvy Kids 5 Easy Tips for Raising Financially Savvy…
Meet My Team
We make it happen by combining our expertise, dedication, and personalized approach to ensure your dream home becomes a reality.

Kathy Gossett
Loan Officer Assistant

Jacquelyn Sada
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