
Steve Ferguson
Branch Manager
NMLS# 196278

How It Works
We don’t believe in surprises. Rest easy knowing what to expect from the very beginning.

Explore Programs That Cover Your Down Payment
Discover down payment assistance programs you may qualify for with our easy-to-use search tool. Whether you’re a first-time buyer or need a little extra help, find grants and loan options available in your area to make homeownership more affordable.
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Mortgage Blog
Which Mortgage Has the Lowest Down Payment?
Down payments are a large part of the home buying process and one of the…
December 2025: Mortgage & Home Tips You Can’t Miss
President Trump Proposes 50-Year Mortgage One idea making news right now is the potential introduction…
Loan Limits 101: Why They Keep Rising & Why That’s Good News
You may hear the term loan limit come up during the homebuying process. But what…
November 2025: Everything You Need to Know
How The Government Shutdown Affects The Housing Market Even with the government shutdown, the housing…
Why Cleaning Your Gutters This Fall Can Save You Thousands Later
As a homeowner, your house is one of your biggest investments, and protecting it means…
8 Things to Know Before a Home Renovation
Home renovations are an exciting way to refresh your space, boost comfort, and increase value….
Meet My Team
We make it happen by combining our expertise, dedication, and personalized approach to ensure your dream home becomes a reality.

Kathy Gossett
Loan Officer Assistant

Jacquelyn Sada
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