
Steve Ferguson
Branch Manager
NMLS# 196278

How It Works
We don’t believe in surprises. Rest easy knowing what to expect from the very beginning.







Explore Programs That Cover Your Down Payment
Discover down payment assistance programs you may qualify for with our easy-to-use search tool. Whether you’re a first-time buyer or need a little extra help, find grants and loan options available in your area to make homeownership more affordable.
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Mortgage Blog
August 2025: What Homebuyers Should Know This Month
Important Tips for First-Time Homebuyers Buying your first home is a major milestone, and with…
July 2025: What’s New This Month? Rates, Real Estate, and Raising Smart Spenders
5 Easy Tips for Raising Financially Savvy Kids 5 Easy Tips for Raising Financially Savvy…
How to Write a Home Offer Letter That Stands Out : Do’s and Don’ts
The Stigma of Offer Letters: Then and Now It’s totally natural to want to share…
Investing in Solar Panels: Why it is a Win for You and the Planet
Thinking about installing solar panels? For homeowners, investing in solar energy is more than just…
June 2025: Maximize Your Home’s Value
Smart Ways to Tap Into Your Homes Equity Rising home values have increased homeowners’ access…
May 2025: Financial Stability in a Few Strategies
Homebuyers Consider Alternative Loan Options Amidst Tariffs Rising mortgage rates have more buyers eyeing adjustable-rate…
Meet My Team
We make it happen by combining our expertise, dedication, and personalized approach to ensure your dream home becomes a reality.

Kathy Gossett
Loan Officer Assistant

Jacquelyn Sada
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