Steve Ferguson

Steve Ferguson

Branch Manager

NMLS# 196278

512.913.7566
[email protected]
5910 Courtyard Dr Suite 250, Austin, TX 78731

Get Started
Book A Call
Upload Documents

Born and raised in Texas, Steve Ferguson proudly calls Georgetown home. A graduate of The University of Texas and a prior service veteran, Steve embodies dedication and integrity. He’s a devoted husband to his high school sweetheart and father to two daughters, enjoying family time, fishing, and restoring classic cars. With over 24 years in the lending industry, Steve is a seasoned mortgage expert known for his commitment to educating clients and making the home-buying process seamless. His deep industry knowledge and personalized approach set him apart as a trusted advisor to borrowers and referral partners alike.

Steve’s career is defined by excellence, earning the Texas 5 Star Professional Award 14 years in a row and recognition as a Presidents Club Loan Officer and Branch Manager for the past seven years. Whether you’re a first-time homebuyer or a seasoned investor, Steve delivers tailored solutions to help you achieve your goals. His passion, expertise, and dedication to client success make him a vital resource in the mortgage industry.

Serving: TX

Get Pre-Approved

Wondering how much home you can afford? Getting pre-approved for your next home loan gives you a clear picture of your buying power before you start shopping. It helps you set realistic expectations, target the right price range, and make stronger offers when you find the home you love. Pre-approval also gives you an advantage in competitive markets, showing sellers that you’re a serious and prepared buyer.

Get Started

Refinance Your Home

Refinancing your home can be a smart way to reach new financial goals, whether you’re looking to lower your monthly payment, shorten your loan term, or access your home’s equity for cash. Life changes, and your mortgage should be able to change with it. By reviewing your current rate and exploring today’s programs, you could save money, build equity faster, or create extra flexibility in your budget. Let’s explore your refinancing options and find the best fit for your needs and long-term plans.

Start My Refinance

Down Payment Assistance

Buying a home can feel overwhelming, especially when it comes to the upfront costs. The good news is that there may be down payment assistance programs designed to help, and many people do not even realize they qualify. Taking a moment to explore your options could make a big difference in how soon you are able to buy. See what help is available and take a simple step toward homeownership.

Find Assistance

Loan Programs

Explore a variety of home loan programs designed to fit your goals, whether you’re purchasing, refinancing, or investing in your future, with options tailored to your needs. Our dedicated lending experts are here to guide you every step of the way, helping you find the right solution with confidence and ease.

Explore Options

Investment Loan

Ready to grow your real estate portfolio? Our Investment Property Loan options make it easier to finance your next rental or income property with competitive rates and flexible terms. Discover how you can start building wealth through real estate today.

Explore Investment Property Loans

Reverse Mortgage

Reverse mortgages can help homeowners age 62 and older tap into their home equity to boost cash flow in retirement without taking on a new monthly mortgage payment. If you’re curious whether a reverse mortgage might be a good fit for your goals, this page breaks down how they work, who they’re designed for, and the key pros and cons in plain language.

Learn About Reverse Mortgages

VA Home Loans

VA home loans offer veterans, active-duty service members, and eligible spouses unbeatable benefits like no down payment, no private mortgage insurance, and competitive rates. Perfect for first-time buyers or refinancing, they make homeownership more accessible without the usual hurdles.

Explore VA Home Loans

Temporary Interest Rate Buydown Calculator

Our Temporary Interest Rate Buydown Calculator shows exactly how much you could save in those first few years of your loan. Try it out, it’s quick, simple, and a great way to see how a buydown could make your home feel even more affordable.

Learn More

Bank Statement Loan

Bank Statement Mortgage Loans help self-employed borrowers qualify using personal or business bank statements instead of tax returns. This flexible program is ideal for business owners, freelancers, and entrepreneurs with strong cash flow but non-traditional income documentation.

Learn More

No Income Documentation

No-income documentation mortgage options allow certain qualified borrowers to obtain financing without providing traditional income documents such as pay stubs, tax returns, or W-2s. These programs generally focus on factors like credit profile, assets, and property equity, which can offer flexibility for borrowers with unconventional income situations.

Learn More

Free Mortgage Calculator

Calculate your estimated monthly mortgage payment.

Estimate Monthly Payments Today

Start Smart

Share a quick snapshot of your budget and goals, and your loan advisor will set clear process expectations.

Get Pre-Approved

Apply online, upload documents, and after review and verification, receive a pre-approval letter to strengthen offers.

Finish Strong

Once your offer is accepted, we streamline underwriting to closing, then you sign and get your keys.

Meet My Team

We make it happen by combining our expertise, dedication, and personalized approach to ensure your dream home becomes a reality.

Kimberly Garner

Loan Officer Assistant

Jacquelyn Sada

Processing

Mortgage Blog

View Blog
Scroll to Top