Alana Baldwin
Loan Officer
NMLS# 1381481
How It Works
We don’t believe in surprises. Rest easy knowing what to expect from the very beginning.
Mortgage Lending Simplified
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Mortgage Blog
March 2025: Boost Your Chances in Today’s Market
MBA Pushes for Lower FHA Insurance Premiums The Mortgage Bankers Association (MBA) is pushing for…
The Ideal Debt-to-Income Ratio for Buying a Home
A common misconception in homebuying is that having debt automatically rules out the possibility of…
February 2025: Changes to Help Your Finances
Annual Housing Sentiment on the Rise Despite a small dip in December, consumer confidence in…
What to Look for When Buying an Old House?
Buying a home is a major milestone, but when it comes to finding your forever…
January 2025: Homebuying Opportunities on the Rise
When Will Housing Prices Drop? The housing market is shifting as we settle into the…
What You Should Know When Moving Across States
Big move ahead? Relocating from one region of the U.S. to another can feel like…
Meet My Team
We make it happen by combining our expertise, dedication, and personalized approach to ensure your dream home becomes a reality.
Karyn Johns
Processing
Empowering you with tools to reach your goals
Educational Resources
Make Informed Choices: Buy Smart to Build Wealth Faster
Where do you want to buy a home? Based on your desired ZIP code, you can simplify the complexities of house hunting and get in-depth insights into the current market.
Follow Me For Mortgage Programs, Homebuying Tips, & More
I am authorized to do business in the states of Arizona, California, Idaho, Nevada, North Carolina, Tennessee, and Texas. AZ Mortgage Banker Lic# 0949171; AZ Branch Lic. #0947596; RWM Home Loans AZ Lic. #0947596; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act